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  • Ontario
  • Jul 10, 2009
  • 144,925
  • 5 Years 291 Days
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by SSchmidty  Apr 23, 2015

Buddy, I was not confused about the reduced ins premium rate, which is the "come-on". However, that rate decrease is completely based on the "experience, miles driven, AND the locations that you are tracked to be driving in ... including the time of day that you are driving. Steve

by SSchmidty  Apr 22, 2015

I used State Farm's GPS monitoring device from 2/2013 - 11/2013. This is a mixed result; I gained a clear understanding of the optimal driving behavior for reduced cost of driving [including increased MPG] .. HOWEVER, the route driven especially during the work day impacted negatively my insurance premium simply BECAUSE of the accidents tracked for that route. Soooo, total number of miles driven & where are factors beyond the control of the driver. Steve

by Lbro  Apr 20, 2015

Hi Rick, I know how you feel when some show their ignorance. I did save around 38% on my insurance after keeping one of the tru-drive devices on my cars. Looks like he probably is worried about what they would "see" as to his driving habits! HA Ha. Don't let him bother you, and take the high road knowing you are right! Have a great day, and thanks for writing!

by SSchmidty  Apr 20, 2015

Confused by your message, please elaborate. Thx! steve

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