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Author Topic: Obamacare's Third Birthday, and it's STILL not affordable Back to Topics
teacher_tim

Champion Author
Maryland

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Message Posted: Mar 25, 2013 9:02:30 AM

"It was three years ago this weekend that President Obama signed a law that fundamentally changed our nation's healthcare system. While reform was needed, change is only good if it brings with it real reforms that reduce costs and empower individuals and small-business owners in making healthcare choices for themselves, their employees and their families. The Patient Protection and Affordable Care Act (ACA) does neither of those things. Three years later, the law is not living up to its moniker."



link to story
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Sneakers55
Champion Author Houston

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Message Posted: Sep 10, 2013 8:33:03 PM

I have yet to see what my former employer (retiree medical insurance) comes up with for 2014. They did send out a postcard that the election paperwork is coming in a couple of months. No detail about whether the premium is going up or the copays are increasing, though.

In 2013, my copay for a 90-day supply of generics went down to $9 from $10.
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jdhelm
Champion Author Iowa

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Message Posted: Sep 10, 2013 1:13:42 PM

An airplane was about to crash; there were 5 passengers on board, but only 4 parachutes.

-

The first passenger, Holly Madison said, "I have my own reality show and I am the smartest and prettiest woman at Playboy, so Americans don't want me to die." She took the first pack and jumped out of the plane.

-

The second passenger, John McCain, said, "I'm a Senator, and a decorated war hero from an elite Navy unit from the United States of America." So he grabbed the second pack and jumped.

-

The third passenger, Barack Obama said, "I am the President of the United States and I am the smartest ever in the history of our country, some even call me the 'Anointed One.'" So he grabbed the pack next to him and jumped out.

The fourth passenger, Billy Graham said to the fifth passenger, a 10-year-old schoolgirl, "I have lived a full life and served my God the best I could. I will sacrifice my life and let you have the last parachute."-

The little girl said, "That's okay, Mr. Graham. There's a parachute left for you. America's smartest President took my schoolbag."

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I75at7AM
Champion Author Dayton

Posts:71,441
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Message Posted: Sep 10, 2013 10:33:32 AM

Streaming Live from the Exempt America Rally on the front lawn of the Capitol Building.

Today 10AM - 5PM eastern.

Featured speakers at noon eastern, Senators Ted Cruz, Mike Lee, and Rand Paul.


[Edited by: I75at7AM at 9/10/2013 10:37:02 AM EST]
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e_jeepin
Champion Author Michigan

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Message Posted: Sep 5, 2013 10:40:57 AM

2014 election backlash is unavoidable, even if implementation is postponed.

Insurers have already made the changes over the Summer and are set in motion to comply by October.

Mailings are going out now -- those who say "my plan went down in price during 2013" will be singing another tune shortly.

Nobody will see lower priced health care in 2014 because we all have to fund those who will get it 100% free. Heck, with the IRS involved, people may get paid just to visit a doctor!
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airfresh
Champion Author Massachusetts

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Message Posted: Sep 5, 2013 10:14:09 AM

The problem with shared pain though... is no one benefits. Rather then trying to improve the system for those on the bottom the plan is to take away from some to give to others. Shift the burden rather then uplift all. And that is exactly what is happening to you johnnyg.
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airfresh
Champion Author Massachusetts

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Message Posted: Sep 5, 2013 10:04:23 AM

If you think it's not affordable now... wait till it actually goes into effect?

I've posted before here about the long waits I'm experiencing here in Mass. I finally got to see a new primary and a new rheumatologist after waiting over a year and 9 moths respectively. I'm also due for a 5 year colonoscopy. The doc I need to visit in order to schedule it said his first available appointment is mid March 2014.

The canary in the coal mine is gasping for air people.

<<<So what has Obamacare done so far? >>>

"The inherent vice of capitalism is the unequal sharing of blessings; the inherent virtue of socialism is the equal sharing of miseries. " Winston Churchill

Your Cadillac health plan was an unfair and unequal blessing so you get to share the pain.



[Edited by: airfresh at 9/5/2013 10:10:34 AM EST]
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johnnyg1200
Champion Author St. Louis

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Message Posted: Sep 5, 2013 9:49:00 AM

Here is a good one for someone who knows the ins and outs of healthcare costs.

I married a woman with five kids. My wife the five kids and myself are all covered through my employer.

My wife has a job in retail making a little more than minimum wage but is offered insurance that we do not take because she is covered under my plan.
Along comes Obamacare and now my employer drops the premium plan because of the Cadillac tax and will no longer cover my wife because she has healthcare offered by her employer. To make it worse they won’t cover my step kids because they are not my biological kids and one of their biological parents has coverage offered for them.

So what has Obamacare done so far?
I lost my premium plan at work.
My wife will no longer be on my plan and has to take the expensive and low coverage plan at her work
My kids will be shifted from my premium plan that is being done away with to my wife plan
We will have two different sets of insurers in the house now instead of one.
My employer who had been providing a good healthcare plan for my entire family will no longer be doing that and we will now have higher out of pocket expenses by paying two set of premiums and higher deductibles. Deductibles based on two set of plans instead of one.

Can you guess how I will be voting in the next election.


[Edited by: johnnyg1200 at 9/5/2013 9:50:17 AM EST]
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teacher_tim
Champion Author Maryland

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Message Posted: Aug 22, 2013 8:38:38 PM

UPS dropping coverage for 15000 spouses of employees if they havea non-UPS job where the employer is required to provide coverage.
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EZExit
Champion Author Phoenix

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Message Posted: Aug 22, 2013 5:23:37 PM

citizen: <<<"If it is so great why did Obummer postpone some of it instead of speeding it up?">>>

--Some of it? Try half of it, the painful parts are delayed to stifle the 2014 elections blow back.
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citizen1
Champion Author Connecticut

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Message Posted: Aug 22, 2013 10:57:42 AM

If it is so great why did Obummer postpone some of it instead of speeding it up?
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btc1
Champion Author Lexington

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Message Posted: Aug 22, 2013 10:19:08 AM

Keep adding the fear for now. When it is fully enacted, there will be a lot of things we will wonder why we did without for so long.

My recent hospital stay showed me how the computer based charting will be so much of an improvement. It is carrying though to all the doctors that I have to visit now.
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WES03
Champion Author Maryland

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Message Posted: Aug 22, 2013 8:48:04 AM

If you think healthcare is expensive now, wait until its free.
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airfresh
Champion Author Massachusetts

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Message Posted: Aug 22, 2013 7:56:03 AM

And it's nowhere near fully implemented yet. The worst is yet to come. Even the administration refuses to implement key parts until after the next election cycle. They've even given waivers to all their friends and contributors.

Can we make this simple enough for even an imbecile? You have x amount of dollars spent on health care for 300 million people. You add coverages for more conditions, lengthen the amount of time dependents can stay on your plan, add pre existing conditions as additional coverage and add 30 million more people into the system. Is it going to cost less? Will it be more or less affordable?

If you bought the lie it would be less expensive or more affordable you either weren't looking close enough or... nah... no one can be that stupid can they?
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e_jeepin
Champion Author Michigan

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Message Posted: Aug 21, 2013 11:27:20 PM

The unaffordable care act priced healthcare out of my reach -- and it isn't even implemented yet. I refuse to pay $900/mo at my employer and after shopping around, $600/mo buys you a high out-of-pocket "Obamabronze" junk plan!

So for our family that rarely uses healthcare, here is what it looks like:

$600/mo
$1800 out of pocket before 80/20 starts

This is un-affordable for the average US household! We didn't even use $1800 in services in the past 2 years!

But boy, the moron Democrats sure solved pre-existing conditions! They just charge everyone else double!

Friggen idiots need to thrown out of office forcefully, revoke their rich government pensions, OUT!
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teacher_tim
Champion Author Maryland

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Message Posted: Aug 21, 2013 9:33:44 PM

"Ahead of President Obama’s landmark health-care reform law taking full effect, a new study from the Kaiser Family Foundation finds prices are modestly increasing for employer-sponsored coverage.

Both single coverage and family coverage premiums offered by employers increased in 2013, from the year prior. The average annual premium for employer-sponsored family plans rose 4% to $16,351, and for individuals climbed 5% to $5,884.

“Premium growth has slowed in recent years, but premiums are still growing faster than inflation,” says Michael Cannon, Cato Institute director of Health Policy Studies. The study points to a 1.1% rate of inflation for the past year and 1.8% wage growth for comparison.

This comes on the heels of a UPS memo announcing plans to drop thousands of workers’ spouses from its medical plan, since they will be able to access health care elsewhere under the new law.

According to the Kaiser study, premiums have grown less because employees are footing more costs for out-of-pocket expenses such as premiums and deductibles. The trend overall is that employers are shaving down benefits, says Cannon.

“This is an entirely predictable reaction to all of the ways the government has asserted itself into our health-care system,” he says."Read more: http://www.foxbusiness.com/personal-finance/2013/08/21/health-care-premiums-up-ups-dropping-15k-spouses-from-coverage/#ixzz2ceoxuGgy
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teacher_tim
Champion Author Maryland

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Message Posted: Jul 10, 2013 5:08:54 PM

It was written by health care provider conglomerates to benefit health care provider conglomerates. Small wonder it will cost EVERYONE MORE.
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airfresh
Champion Author Massachusetts

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Message Posted: Jul 6, 2013 2:56:17 PM

Didn't they name it "The Affordable Care Act"???
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AC-302
Champion Author Los Angeles

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Message Posted: Jul 6, 2013 12:24:09 PM

TeacherTim - good point. And that is my objection. I don't give two hoots in Hades what a man's (or woman's) skin color or national origin or belief or ethnicity might be. I want folks to present good IDEAS that are workable and can be put into action. ObamaCare is exactly NOT what this is. I agree that it was ill-conceived, and very badly executed. Sure, when presented as a sound-bite, it seems like a good thing. But it wasn't at all. As I have said about 1000 times before here: "How you gonna pay for it"? Nobody, including Obama himself seems to have the answer.
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nstrdnvstr
Champion Author Twin Cities

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Message Posted: Jul 5, 2013 10:10:05 AM

Since the employer mandate has been delayed for a year, how will the individual mandate be enforced? Rates/subsidies will be based on income and if employers are not reporting income....
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teacher_tim
Champion Author Maryland

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Message Posted: Jul 3, 2013 12:11:08 PM

Obama delayed the Employer mandate for a year... can the individual mandate be far behind?

Ill-conceived legislation, poorly implemented.
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Grizdad
Champion Author Montana

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Message Posted: Jun 5, 2013 5:06:12 AM

I just started shopping for HC for my family after having it as a benefit at work. The cost is simply shocking. Jump on line and price it out for yourself. Don't take my word for it, check it out.
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johnnyg1200
Champion Author St. Louis

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Message Posted: May 31, 2013 2:02:29 PM

I would have to say the Obamacare supporters are starting to feel pressure. Whenever the supporters of anything Obama wants start to have things turn against them the Obama’s supporters pull out the last ditch catch all defense,Obama’s race is the real reason that people don’t want this.
If you don’t want to you don’t have to read the story just watch her in the video and listen to her own word. They aren’t out of context and she was very clear in what she was saying.

[Edited by: johnnyg1200 at 5/31/2013 2:04:10 PM EST]
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nstrdnvstr
Champion Author Twin Cities

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Message Posted: May 31, 2013 12:23:39 PM

michaelphoenix, "States that are playing ball and adopting the exchanges rather than kicking and screaming about it are beginning to see the premium rates slow down as opposed to states that are continuing to whine about it."

Yeah, tell that to the people in San Francisco!

In California, Obamacare To Increase Individual Health Insurance Premiums By 64-146%
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johnnyg1200
Champion Author St. Louis

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Message Posted: May 30, 2013 9:52:32 PM

>>>"The Obama administration said Monday that it was cutting payments to doctors and hospitals after finding that cost overruns are threatening to use up the money available in a health insurance program for people with cancer, heart disease and other serious illnesses. <<<

Now let’s follow this to the logical conclusion. If the money isn’t there to pay the doctors, that means that the doctors will see fewer patients. If you can’t get in to see the doctor because he has to decide how many patients to see based on how much the government will pay isn’t that a form of rationing?
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AC-302
Champion Author Los Angeles

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Message Posted: May 30, 2013 9:21:27 PM

"He-he... he-he.. You have to pass it to know what's in it.." - Nancy Pelosi, Noted Democrat Speaker of the House when ObamaCare was rammed up the US's collective anus.

Hmm.. as I recall, the Democrat party enumerated THREE separate goals of ObamaCare. First was to make health care affordable. The second was to provide care to all Americans. The third was to improve the quality of care.

Well, it's three out of three - and Obama and ObamaCare has failed on each count.
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johnnyg1200
Champion Author St. Louis

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Message Posted: May 30, 2013 8:47:38 PM

>>>>States that are playing ball and adopting the exchanges rather than kicking and screaming about it are beginning to see the premium rates slow down as opposed to states that are continuing to whine about it. <<<<

With no information or a link to support you claim it’s a little hard to argue your point. So I did a little looking and here is what I found. According to this story
Healthcare cost aren’t coming down they just aren’t going up as fast as expected. This kind of reminds me of when a politician tell me he cut spending when all they did was reduce the rate of the increase of spending.

Now if we are talking about healthcare spending which is different from healthcare cost. That is coming down but not for good reasons. According to this article spending is being reduced because of the several factors. First is the economy. People lost their jobs and their insurance with them. People without insurance don’t go see the doctor or have procedures that aren’t part of a life or death situation. My daughter falls into this category.
Another reason people are spending less on healthcare is because out of pocket expense had been going up and people aren’t seeing the doctor for the same reason as those that lost their insurance.

I couldn’t find any stories about insurance coming down much less a list for the states were it was compared to the ones that are resisting Obamacare.

[Edited by: johnnyg1200 at 5/30/2013 8:48:21 PM EST]
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michaelphoenix2
All-Star Author Tucson

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Message Posted: May 30, 2013 3:15:11 PM

The effects of "Obamacare" are already being felt!



States that are playing ball and adopting the exchanges rather than kicking and screaming about it are beginning to see the premium rates slow down as opposed to states that are continuing to whine about it.


There is some good that is coming out of the the ACA. I only wish we could have seen single payer though.
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teacher_tim
Champion Author Maryland

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Message Posted: May 30, 2013 12:07:43 PM

And the majority of the American people are MOST concerned about the IRS scandal. Isn't that JUST who you want with your health information, too?! No chance THAT could ever be used against someone, right?
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therder
Champion Author Lexington

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Message Posted: May 30, 2013 11:53:58 AM

Obamacare is an expansion of IRS power more than a health-care law.
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johnnyg1200
Champion Author St. Louis

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Message Posted: May 29, 2013 10:46:31 PM

>>>It would be doing much better if Republicans were not doing everything they can to derail it. Can't have Obama succeed you know...<<<

The Republicans don’t have to derail it. It’s doing that all by itself.

As projected it will cost much more than originally thought. Some of the governments own estimates estimate it will cost twice as much as what it was sold to the American people for.

Just as predicted employers are cutting their work force. Many fast food and service related jobs are becoming part time to avoid Obamacare.

It was said that Obamacare would result in doctors quitting medicine, and many have said they will.

It was said that insurance costs would go up under Obamacare because of the mandated coverage and the forced acceptance of people with preexisting conditions, and they are going up and are expected to continue to go up.

What wasn’t predicted was that even union employees would begin to object to Obamacare because they are going to lose their healthcare because they didn’t qualify for a subsidy. Aren’t they some of the ones that pushed this monster. In fact if I remember right these guys and gals are normally Democrats.

I wish the Republicans could orchestrate all of this but they aren’t as good as you seem to think all they did was predict it.
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EZExit
Champion Author Phoenix

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Message Posted: May 29, 2013 10:06:09 PM

Physician Entrepreneurs Revolt Against ObamaCare

I hear this day in and day out...

<<<"If they didn’t know it before, Americans are now gradually discovering that ObamaCare is not about health care; it’s about regulating the cost of health care and those who provide it. While many health care providers will soon be taking down their shingles only to become employees of large hospital-based practices, or accountable care organizations (ACO’s), some are fighting back against the massive government interference in the doctor-patient relationship.">>>
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worryfree
Champion Author Twin Cities

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Message Posted: May 29, 2013 8:51:05 PM

It would be doing much better if Republicans were not doing everything they can to derail it. Can't have Obama succeed you know...
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noseatbelt
Champion Author Indiana

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Message Posted: May 29, 2013 8:13:04 PM

I wonder, how much those nurses if they are nurses were paid for their glowing suport for obama care?
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btc1
Champion Author Lexington

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Message Posted: May 29, 2013 8:01:03 AM

Nurses explain ObamaCare's benefits.
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Cliffisher
Champion Author Wisconsin

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Message Posted: May 29, 2013 7:32:42 AM

California: Lower-than-expected premiums, averaging $321 per month. That beats previous estimates that predicted rates of at least $450.

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nstrdnvstr
Champion Author Twin Cities

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Message Posted: May 29, 2013 7:31:48 AM

I brought up many issues like this with the union I used to belong to (by force). They insisted that everything will be OK, even though mandated coverage would go up, premiums wouldn't.
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teacher_tim
Champion Author Maryland

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Message Posted: May 29, 2013 7:27:48 AM

Be careful what you wish/vote for... you might get it.
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101Speedster
Champion Author Ventura

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Message Posted: May 25, 2013 12:11:55 AM

Don't worry, Obama has put the lady running the IRS during the scandal in charge of Obamacare. God help us all.
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johnnyg1200
Champion Author St. Louis

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Message Posted: May 24, 2013 9:03:50 PM

I love this part.

>>>“But last month, the union representing roofers issued a statement calling for "repeal or complete reform" of the health care law. Kinsey Robinson, president of the United Union of Roofers, Waterproofers and Allied Workers, complained that labor's concerns over the health care law "have not been addressed, or in some instances, totally ignored."”<<<<<<

Their concerns weren’t unaddressed or ignored. The union people just had their heads to far up Obama back side when the problem were addressed they just forgot unzip Obamas fly so they could hear what was being said.
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teacher_tim
Champion Author Maryland

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Message Posted: May 24, 2013 2:34:08 PM

Some unions now angry about health care overhaul

"WASHINGTON (AP) — Some labor unions that enthusiastically backed President Barack Obama's health care overhaul are now frustrated and angry, fearful that it will jeopardize benefits for millions of their members.

Union leaders warn that unless the problem is fixed, there could be consequences for Democrats facing re-election next year.

"It makes an untruth out of what the president said — that if you like your insurance, you could keep it," said Joe Hansen, president of the United Food and Commercial Workers International Union. "That is not going to be true for millions of workers now."
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jdhelm
Champion Author Iowa

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Message Posted: May 24, 2013 8:57:12 AM

Yahoo news article makes lame attempt to explain the $16 trillion debtThis article doesn't have the "balls" to tell it like it is. The current administration needs to have it's hand cut off, it believes that 'bigger govt' is the economic engine - sadly bho never had an economics class and he has not 1 idea of how to operate a small company let alone the USA. His socialist ideas of big govt taking care of everything, is proof that he has no leadership skills nor any idea of what running a country is - but in defense of his stupidity on economics, neither do the majority of congress (either party) when they keep adding pork barrel spending pet projects to bills like Sandy Hurrican Reilief. Sand bill only required $20 Million, yet congress "tacked on another $40 million in 'pet projects' to it as they slipped it thru for a vote. Unfortunately most of congress didn't read it until after they passed it.

And bho said that his administration would not vote on any bill nor would he sign it until the American public had 5 days to look at it on the WH website - year right.

All of congress needs to lose their job - just as much as bho does. Fire the whole lot, get some common sense people in DC.

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rgpiccone
Champion Author Philadelphia

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Message Posted: May 23, 2013 6:29:22 AM

And it will only continue to get worse!
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Grizdad
Champion Author Montana

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Message Posted: May 23, 2013 5:46:11 AM

This is going to hit home when I retire in the next few years. Talk to someone who can answer questions on your financial future. I was shocked when i learned what it is going to cost me each month. :-(

[Edited by: Grizdad at 5/23/2013 5:49:23 AM EST]
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e_jeepin
Champion Author Michigan

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Message Posted: May 22, 2013 3:14:25 PM

Pass it now, fix it later NEVER works.

Don't buy pass it now fix it later Immigration Reform.

If you can't beat them, let them fail on their own stupid actions
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reb4
Champion Author Chicago

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Message Posted: May 22, 2013 12:16:46 PM

Another plan that sounds great in news snippets, but in reality fails misreably and imposes to many forced mandates...
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theTower
Champion Author Indiana

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Message Posted: May 22, 2013 12:14:35 PM

"FIVE BILLION GONE with not even half the estimated total who will need it. Bet it doesn't save money on paper now."

That's a pittance compared to what's coming with the illegal alien amnesty bill
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teacher_tim
Champion Author Maryland

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Message Posted: May 22, 2013 11:55:58 AM

"The Obama administration said Monday that it was cutting payments to doctors and hospitals after finding that cost overruns are threatening to use up the money available in a health insurance program for people with cancer, heart disease and other serious illnesses.

The administration had predicted that up to 400,000 people would enroll in the program, created by the 2010 health care law. In fact, about 135,000 have enrolled, but the cost of their claims has far exceeded White House estimates, exhausting most of the $5 billion provided by Congress.

Under a new policy issued by Kathleen Sebelius, the secretary of health and human services, “health care facilities and providers will get paid less” for providing the same services to patients in the federal program, known as the Pre-Existing Condition Insurance Plan.

In most cases, payments to health care providers will be capped at Medicare rates, which are substantially less than the commercial insurance rates they have been receiving. The new policy generally prohibits doctors and hospitals from increasing charges to consumers to make up the difference."

or in other words, good luck finding a physician who will treat you if you have a pre-existing condition...

and of course NOBODY saw THIS coming.

FIVE BILLION GONE with not even half the estimated total who will need it. Bet it doesn't save money on paper now.
]

link to source

[Edited by: teacher_tim at 5/22/2013 11:58:49 AM EST]
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teacher_tim
Champion Author Maryland

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Message Posted: Mar 26, 2013 9:44:29 PM


"The 2013 Deloitte Survey of U.S. Physicians, a survey of more than 600 physicians from the Deloitte Center for Health Solutions, found that "Six in 10 physicians (62 percent) said it is likely many of their colleagues will retire earlier than planned in the next one to three years."
Read more: http://www.foxnews.com/opinion/2013/03/26/obamacare-forces-good-doctor-to-quit/?intcmp=obnetwork#ixzz2OhUDqafv

Just one more "unforeseen" side effect from "pass it then read it" legislation.
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teacher_tim
Champion Author Maryland

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Message Posted: Mar 26, 2013 3:27:40 PM

The Congress dumped the medical devices tax while Obama was in the Mideast. Now it's even MORE unaffordable. That contoversial tax was paying for much of it.
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e_jeepin
Champion Author Michigan

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Message Posted: Mar 26, 2013 12:22:15 PM

It's doubled in cost and it isn't even launched yet.

Wait until we all have to pay our $2000/yr penalty to avoid $1600 per month premiums!

The poor will have free full blow healthcare while we pay for it, and we wont even have coverage for ourselves.

Liberals are just figuring out "oh, I wont be exempted from this?"
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