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Author Topic: Wheels coming off ObamaCare Back to Topics
calwdstk

Champion Author
Atlanta

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Message Posted: Feb 11, 2013 1:23:57 PM

Now that everyone is examining this law, they are finding out. Costs will rise for family's, some people will not be covered, namely children. Then the ultimate 9 Million less then predicted will be covered, and more. Read the full article on this from NY Times.

Wheels Coming Off - NYPOST
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EZExit
Champion Author Phoenix

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Message Posted: Jan 28, 2015 11:36:34 PM

Mweyant: <<<"Now that healthcare is free, we can't afford it">>>

--When you do all the math, that's the same answer I get as well...
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mweyant
Champion Author Maryland

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Message Posted: Jan 28, 2015 10:28:49 PM

Now that healthcare is free, we can't afford it
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I75at7AM
Champion Author Dayton

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Message Posted: Jan 27, 2015 10:43:04 AM

0bamacare cost me my health insurance

"I have no health insurance today, due entirely to Obamacare.
Being self-employed I have had an individual health insurance policy through the same major, health insurance company for approximately twenty years."

"Enrolling in Obamacare was a major nightmare.
Escaping Obamacare is even worse."

The author purchased on the marketplace for 2014. He didn't like the 23.9% premium increase for 2015 so he purchase a policy, from the same company he had been with, on his own. He notified the Exchange that he was cancelling. (His policy would have lapsed due to non-renewal anyway, on Jan.1, but he notified them) The exchange did not process his cancellation and auto-renewed him. he notified them again. They auto-renewed him again. Meanwhile the date moved past January 1st. He checked and his newly-purchased policy was nowhere to be found, and he was still listed with his exchange-based policy, which had expired after he had cancelled it twice.

Why?

"Would I be too much of a cynic if I suggested that this is yet another way for the Obamacare folks to falsely inflate the number of people covered? Again, this is after January 1, a key date for marketplace enrollment numbers because all marketplace policies were, theoretically, set to expire/renew on that date. It will also, presumably, be the date on which the enrollment numbers they report will be based."

"Finally, on January 16, I logged onto the insurance company's website and discovered that my old policy had been cancelled. But the new policy has not been implemented.
A dog -- either the insurance company's or the marketplace's -- has apparently eaten my completed application, which was supposed to take effect January 1.
For the first time since I started my business in 1989, I now have no health insurance."

Nice, huh?

But everything is working well and people are getting covered, and it's a good thing that "we" passed this law. Right?
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I75at7AM
Champion Author Dayton

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Message Posted: Jan 26, 2015 11:02:57 PM

Think what you will about DeWine, he won reelection with 61.5% of the vote in November, against Ohio's Mr.Democrat, David Pepper.

The lawsuit is about protecting Ohio's taxpayers from being ripped off by an unconstitutional law. Other states should likewise file suit.
As DeWine said, “To put this simply, governments don’t tax other governments.”
Governments ought not to have to sue other governments, but the situation is such that it was necessary.
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Passer
Champion Author New Jersey

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Message Posted: Jan 26, 2015 10:06:06 PM


"DeWine files lawsuit challenging health care law"

These are the days of DeWine and Roses for him and the Ohio GOP (who hated him for the fact that they think him too anti-2nd amendment and too anti-gun lobby).

This lawsuit is stained with politics. Honest Jeans would be more becoming this politician trying to make amends to his party than a suit pretending to represent the "law" stained with self interest.

This lawsuit, however, is in the best tradition of Ohio GOP politics best represented by Ohio's legendary "Mr. Republican", Bob Ney.
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johnnyg1200
Champion Author St. Louis

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Message Posted: Jan 26, 2015 9:13:30 PM

I was able to keep the insurance I get from my employer. The promos of a $2,500 reduction in cost is another story. He said the average family would see a $2,500 dollar reduction in the cost of medical insurance. I am right in the of the middle income for a family.

I just got my first full paycheck of the new year. My insurance went up by $20 dollars a month. While not as much as some others have seen it is not a reduction much less a $2,500 dollar savings. If this was a commercial enterprise Obama and his cronies would be in court for fraud, but because he is a politician he's safe.

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I75at7AM
Champion Author Dayton

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Message Posted: Jan 26, 2015 2:42:27 PM

News item:
DeWine files lawsuit challenging health care law
"A lawsuit was filed this morning by the Ohio Attorney General’s Office in federal court in Cincinnati, challenging the section of the Affordable Care Act under which state and local governments are assessed fees to fund the health care law’s transitional reinsurance program."

"DeWine said the lawsuit was filed Monday after the Obama administration failed to respond to letters sent challenging the fees and calling for refund of the funds paid by state and local governments under the law."

“As a result, we had no choice but to file our lawsuit today to protect Ohio taxpayers from this unprecedented federal overreach,” DeWine said. “To put this simply, governments don’t tax other governments.”"
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PopcornPirate
Champion Author New Jersey

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Message Posted: Jan 19, 2015 8:51:47 AM

"I have to be honest though. I can't blame Obama. The complexity of Obamacare is way beyond the guy's pay grade. A convoluted mess like Obamacare required brains to conceive. Brains is something Obama lacks. He is simply not bright enough to have had anything to do with its conception."

WOW
LOL
HUUUUZZZAAAAA....!
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Passer
Champion Author New Jersey

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Message Posted: Jan 18, 2015 2:30:25 AM

"I am fully aware of the costs..."

Are you?

Did you ever have an employee in the beloved, cheap old plan who was refused coverage (either by you as the employer or the insurance company) OR ever have an employee with a expensive, dread disease like cancer (anything on your old insurance that was a $100,000+ hit)?

It seems that you only know the previous costs of the healthy.
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EZExit
Champion Author Phoenix

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Message Posted: Jan 17, 2015 8:09:58 PM

Flyboy: <<<"I wonder how many here - especially those who get all or some of their Health Insurance paid by their employer really know the cost of it.">>>

--I am the employer, I am fully aware of the costs, and so are my employees that have had to share in the costs, and deal with the loss of coverage as conforming to new laws becomes tedious and expensive. All of my employees wish the insurance was covered like it used to be, and I tell them that I truly miss it too. I tell them to let their opinions be known at the ballot box, the source of all of this uncertainty and unnecessary expenses.
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flyboyUT
Champion Author Utah

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Message Posted: Jan 17, 2015 8:05:38 PM

I wonder how many here - especially those who get all or some of their Health Insurance paid by their employer really know the cost of it.
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EZExit
Champion Author Phoenix

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Message Posted: Jan 17, 2015 7:35:29 PM

I have several of those letters myself, SE3.5. I even typed the content here into a thread a couple of years ago in Semi Steve's thread.

<<<"Obama "forgot" to add, "However, if I don't like your insurance, I will fine you.">>>

--He also missed by a mile the estimate of the change that the average person would see in their premiums, and the keeping your doctor bit, yet another lie.
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Hemond
Champion Author Providence

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Message Posted: Jan 17, 2015 7:29:54 PM

QuOTE ::::a reasonable person can reasonably conclude that you used "Obama"care just as your medical whipping boy (You have private medical insurance) as Obama has been the "Conservative" whipping boy ::::


A reasonable conclusion since prior to Obamacare I had a smooth functioning, transparent, cheap and effortless health plan. Now I have a creaky, expensive, impossible to understand, labyrinthine plan. One which disallows even the most routine and basic preventive care. 100% due to Congressional democrats like Pelosi, Reid, and Boxer.

I have to be honest though. I can't blame Obama. The complexity of Obamacare is way beyond the guy's pay grade. A convoluted mess like Obamacare required brains to conceive. Brains is something Obama lacks. He is simply not bright enough to have had anything to do with its conception.

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SE3.5
Champion Author Indianapolis

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Message Posted: Jan 17, 2015 3:12:14 PM

"No self-respecting Republican would be on Obamacare or take charity from the big bad government."

My son-in-law is a "self-respecting Republican" who has paid for private insurance for many years. It perfectly suits the needs of his family. He has been advised that his insurance is non-compliant, so he will have to pay a fine of 1% of his yearly household income on his 2014 tax return, and 2% of his yearly household income on his 2015 tax return.

"If you like your insurance, you can keep your insurance"

--Barak Obama

Obama "forgot" to add, "However, if I don't like your insurance, I will fine you."
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Passer
Champion Author New Jersey

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Message Posted: Jan 17, 2015 2:37:47 PM

"My prescription plan saw an increase of 400% under the rules of Obamacare. I'm glad I don't take any routine medications - they would be a financial burden under Obamacare for me. "

"I was denied an innoculation under the rules of Obamacare. I tried to get a pneumonia vaccination at CVS. It got rejected. NO injectables allowed. (except flu shot). I have to pay $200 out of pocket if I want it."

Sorry, it sounded like a reasonable person would conclude that you were on Obamacare. But now that you made yourself clearer, a reasonable person can reasonably conclude that you used "Obama"care just as your medical whipping boy (You have private medical insurance) as Obama has been the "Conservative" whipping boy ever since he dared to fairly win an election, TWICE!

Though I'm not talking about you (or Reb4 especially), many W.A.S. P.s on the Right think he is a bit Uppity. Nothing new about that.














[Edited by: Passer at 1/17/2015 2:43:49 PM EST]
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reb4
Champion Author Chicago

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Message Posted: Jan 17, 2015 11:20:19 AM

"First of all, I'm a conservative, not a Republican. I belong to no political party. "




Hemond, most liberals, don't understand that concept ...









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Hemond
Champion Author Providence

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Message Posted: Jan 17, 2015 11:07:13 AM

QUOTE ::::Why, for God's sakes are you on Obamacare? Are you what any good Republican would call a "moocher", unemployed and living off a government handout? No self-respecting Republican would be on Obamacare or take charity from the big bad government. ::::


First of all, I'm a conservative, not a Republican. I belong to no political party.

Second, I most certainly do not have Obamacare. Those are your words. I have privately funded health care, dental, and prescription.

What I did say is my health care plan has been negatively impacted by Obamacare. My plan, although private must abide by the insane rules of Obamacare. I lost my prescription plan for a year due to the rules of Obamacare. It got reinstated recently but with draconian cost increases and service cuts.

As for "moochers". A moocher is an Obama voter. Some examples. Welfare people, illegal border jumpers, electric car subsidy recipients, wind and solar subsidy recipients, and Obamaphone owners to name a few.

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Passer
Champion Author New Jersey

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Message Posted: Jan 17, 2015 2:22:20 AM

Hemond, Why, for God's sakes are you on Obamacare? Are you what any good Republican would call a "moocher", unemployed and living off a government handout? No self-respecting Republican would be on Obamacare or take charity from the big bad government.

[Edited by: Passer at 1/17/2015 2:23:04 AM EST]
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jdhelm
Champion Author Iowa

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Message Posted: Jan 16, 2015 9:35:47 AM

can't make this stuff up
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PopcornPirate
Champion Author New Jersey

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Message Posted: Jan 16, 2015 9:16:48 AM

"I forgot where I saw this, so can't provide the link. oh oh, is that a form of looting?"

Only if you use a Brick 1st
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jdhelm
Champion Author Iowa

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Message Posted: Jan 15, 2015 8:57:33 AM

LOOTING... When free housing.. free food ..free welfare, free medical and free education JUST ISN'T ENOUGH - grab a brick and go shopping. Looting - Trained by the occupy wall street people, funded by Soros, encouraged by Holder and the guy in the WH.

I forgot where I saw this, so can't provide the link. oh oh, is that a form of looting?

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PopcornPirate
Champion Author New Jersey

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Message Posted: Jan 15, 2015 8:51:41 AM

"What we have here is what Sarah Palin predicted - rationing of health care. Only the well off can afford to be treated."

Some how....I Told You So.....Just does not hit home enough

Hemond
Sorry to hear about your sister...Hope she is better after the procedure.
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Hemond
Champion Author Providence

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Message Posted: Jan 15, 2015 7:55:59 AM

My poor sister just got reamed out good by Obamacare. Instead of the $20 copay under her old plan, she wound up paying $5000 for a medical procedure. Obamacare paid nothing.


My prescription plan saw an increase of 400% under the rules of Obamacare. I'm glad I don't take any routine medications - they would be a financial burden under Obamacare for me.

I was denied an innoculation under the rules of Obamacare. I tried to get a pneumonia vaccination at CVS. It got rejected. NO injectables allowed. (except flu shot). I have to pay $200 out of pocket if I want it.

What we have here is what Sarah Palin predicted - rationing of health care. Only the well off can afford to be treated.

[Edited by: Hemond at 1/15/2015 7:57:38 AM EST]
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I75at7AM
Champion Author Dayton

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Message Posted: Jan 14, 2015 10:35:12 PM

Need help filling out your tax return? Don't call the IRS!
"WASHINGTON (AP) — Filing a federal tax return is about to get more complicated for millions of families because of President Barack Obama's health law. But they shouldn't expect much help from the Internal Revenue Service."

I have read that calls to the IRS might be answered at about a 48% clip, and that each call answered will cost the government $42 (which is the answer to Life, the Universe, and Everything) and there is no guarantee whatsoever that any advice given by a phone-answerer at the IRS is correct.

So file away, file happily, file accurately, file with confidence, or just don't file at all......all thanks to the ACA!



[Edited by: I75at7AM at 1/14/2015 10:36:56 PM EST]
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mweyant
Champion Author Maryland

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Message Posted: Jan 14, 2015 5:27:32 AM

I appreciate your post, Passer. That working-together thing, when it is in absentia, comes back to haunt both sides, or all sides, of the political spectrum.

I think the Affordable Care Act is way too unwieldy and needs an overhaul. Maryland's poor rollout was attributed to our recently-departed governor. All of his policies came under attack state-wide. Isn't it interesting to see the way that things develop and take on lives of their own?

Recently, I was dedicated to a potential candidate for president in 2016, to a great degree because he always talks about working together, and that he wants to hear from everyone. But, he has gotten so "big" that he doesn't realize what is being published under his name. That in itself is a "big" problem, that unfortunately, whether it is justified or not, speaks to his authenticity.

Have a great day, and thank you for not using terms like "manufactured outrage" just because my opinion differs from yours somewhat. You do not know how much I appreciate that.
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Passer
Champion Author New Jersey

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Message Posted: Jan 14, 2015 12:55:44 AM

Mweyant,

Your last post does point out some problems with the Affordable Care Act especially the first word, "Affordable". That is going to ultimately be the test as to whether it is successful or not. No bill this large has ever not had major, major problems in its beginnings. The fate of Obamacare is still up in the air. A major tactical problem was that the GOP was shut out originally. One of their ideas that I think is important is to get rid of State boundaries. Where I live, NJ, doesn't have as much competition (GOP Governor, no State Exchange) as New York, where there are many more Insurance companies competing (has its own State Exchange, Democratic Governor there didn't try to kill it). If there were no State boundaries most would be better off.

Its biggest problem though, will be its cost.


"Don't you think that things may have changed?"

YES! Mightily. But the Economics of Adverse Selection hasn't.





[Edited by: Passer at 1/14/2015 12:57:46 AM EST]
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mweyant
Champion Author Maryland

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Message Posted: Jan 13, 2015 3:15:13 AM

I have cited many studies on this thread already. No politics, just a sad-but-true reflection of all the studies that are ready and available for the asking. Studies that indicate that doctors are leaving the field because they can't afford to be in business, or studies that indicate that doctors are retiring in great numbers, as well as those studies that show that many, many people who could afford their healthcare before now cannot afford it--off to the emergency room they go. Urgent care places that close very early--one run-in that I personally noted(because I am actively vying for "clumsiest person in the universe" it seems).

The article I posted clearly delineates the connotation of "single payer" and all its sorry baggage.

I have been in the workforce for at least as long as you -- In the 70's? Don't you think that things may have changed? Nevertheless, I appreciate your point of view. Thank you.
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Passer
Champion Author New Jersey

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Message Posted: Jan 13, 2015 2:47:59 AM

"Several studies have shown that the cost of providing 100-percent care for all Americans with pre-existing conditions would have been $25 billion to $50 billion."

That is factually wrong!!

Please cite the studies as I actually sold Health Insurance for Mutual of Omaha in rural Ohio in the late '70's. The fact is, and even Romney understood this, in order to cover "pre-existing" conditions you must have a huge base where there is no possibility of

Adverse Selection

(ie where obviously those who have a pre-existing condition will disproportionally buy the insurance because they need it while the healthy avoid it because those with pre-existing conditions make it too expensive).

Please cite your "studies" as they are not based on reality,

ONLY POLITICS!

[Edited by: Passer at 1/13/2015 2:50:04 AM EST]
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mweyant
Champion Author Maryland

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Message Posted: Jan 13, 2015 2:31:02 AM

The great Obamacare-Medicaid bait 'n' switch

commentary from 1-12-15

"And so, 2015 is already turning out to be the year when Americans are going to learn the hard way that single-payer systems can only function via rationing. And with Medicaid enrollees, that rationing will especially be cruel because we're talking about millions of poor people who won't even get in the door to see a doctor in the first place. And that also means breaking the promise that emergency rooms will get some kind of traffic relief thanks to Obamacare. Those rejected Medicaid patients are going to have to go somewhere, and the ER will remain the only places that can't turn them away."

"Instead of disrupting the entire private health-coverage system and requiring all employers to provide costly plans, several studies have shown that the cost of providing 100-percent care for all Americans with pre-existing conditions would have been $25 billion to $50 billion. And even if you throw in a whopping $200 billion to $250 billion more to help boost Medicaid reimbursements for decades to come, you still would be talking about a much cheaper financial and political cost than what we're seeing from the ACA.

The result is the U.S. government has actually found a way to be crueler to the poor, more unfair to doctors, and more costly for every taxpayer in America."
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jeskibuff
Champion Author Tampa

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Message Posted: Jan 12, 2015 6:17:23 AM

nstrdnvstr said: "What good is an insurance policy if you can't afford to use it?"

It's VERY good...for the insurance companies. Who wouldn't like to take in more money while providing less service?
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nstrdnvstr
Champion Author Twin Cities

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Message Posted: Jan 12, 2015 5:17:20 AM

Passer, "An epidemic would be more expensive in terms of money (something the Right can understand) and human suffering (something they can't)."

If the left cared about "human suffering", they wouldn't have forced poor and middle class people to buy an insurance policy where they cannot afford the copays and high deductibles.

What good is an insurance policy if you can't afford to use it?
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mweyant
Champion Author Maryland

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Message Posted: Jan 11, 2015 11:01:06 PM

What Obamacare Doesn't Do

1-11-15

"And with the debate just getting underway, author Steven Brill, who has spent the past two years immersing himself in the subject, has come out with a new book, "America's Bitter Pill," that takes a comprehensive look at what the new law does and doesn't do. Brill argues that Obamacare is the product of what he calls an "orgy of lobbying" and backroom deals in which just about everyone with a stake in the $3-trillion-a-year health industry came out ahead - except the taxpayers."

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jeskibuff
Champion Author Tampa

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Message Posted: Jan 11, 2015 10:14:14 PM

AC-302 said: "NObamaCare may be a problem without Obama's dictatorial edicts."

MAY be a problem???

It's been a disaster since Day One! It was expected to be a disaster and has exceeded all expectations!
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AC-302
Champion Author Los Angeles

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Message Posted: Jan 11, 2015 2:43:34 AM

NObamaCare may be a problem without Obama's dictatorial edicts.
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mweyant
Champion Author Maryland

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Message Posted: Jan 11, 2015 1:38:00 AM

Obamacare Problems? Now in Hands of IRS

1-11-15

very telling article from a member of the tax community

"While in class to learn about the implementation of all these new rules, we spent an entire morning going through the law and how it affects us (and thus you our clients). About two-thirds of the way through the morning I questioned the whole process. I stated that if someone walked into to my office who was receiving the PAC that I would not accept them as a client. The cost of preparing the paperwork to get them properly qualified to receive the benefit would exceed anything I could reasonably charge them. The instructor, a fine fellow from Iowa, stated he unfortunately had to agree with me. So now tax preparers will have to decide whether to accept clients based on our health care system -- just like doctors.

All of this mess was so that, to this time (prior to the 2014 enrollment period), 8.7 million people could be added to the Medicaid rolls and about three million Americans could lose their private insurance. 8.7 million people that are added to a system which already included 59 million people who could not find a doctor to serve them because of the meager reimbursement rates that exist.

Let me remind you of two things. Having health insurance does not equate to having health care despite the pleading of the Obamacare supporters. Also, Obamacare did zero, zilch, nada, bupkis, zippo to increase the supply of health care providers. Makes you wonder why doctors were involved in drafting this law.

I am sure you are really looking forward to preparing your income tax returns this coming year. But please don’t harm anyone after reading this column. There are simply not enough people to take care of them now."
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Passer
Champion Author New Jersey

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Message Posted: Dec 30, 2014 1:08:45 PM

Universal health care is hardly "free," and its costs hit both employees and customers hard."

An epidemic would be more expensive in terms of money (something the Right can understand) and human suffering (something they can't).
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mweyant
Champion Author Maryland

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Message Posted: Dec 30, 2014 10:16:40 AM

ObamaCare Hits Small Business Hard in Gloomy '15

12-29-14

"Starting Jan. 1, employers with 100 or more full-time workers face hefty increases in their health insurance costs as they comply for the first time with the mandate.

They must now offer the government's comprehensive coverage — including "free" preventive care — for all employees working 30 or more hours a week, or risk being fined $2,000 per employee per year.

But many of these small businesses are retailers that don't have the kind of margins where they can cover workers and still stay in business.

Many grocers and restaurants have opted to pay the fine rather than swallow the larger cost of buying coverage for all workers. Others are cutting back worker hours to duck the law altogether.

Universal health care is hardly "free," and its costs hit both employees and customers hard."
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mweyant
Champion Author Maryland

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Message Posted: Dec 27, 2014 6:38:42 AM

Affordable Care Act’s Tax Effects Now Loom for Filers

12-26-14

"The Internal Revenue Service is gearing up to answer questions, but it warns that only half of the callers may get through — and those who succeed may have to wait a half-hour or more.

But be prepared to hit redial. John Koskinen, the Internal Revenue Service commissioner, admitted in a recent speech that because of budget constraints, the agency may be equipped to answer just over half of the phone calls it receives. Many will get a "courtesy disconnect." '

Courtesty disconnects? Continually and seemingly unapologetically inexcusable . . . and so goes the "Affordable" Care Act as it meanders down its sorry road . . .
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jeskibuff
Champion Author Tampa

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Message Posted: Dec 26, 2014 2:52:54 PM

Passer said: "like the Tea Party, the latter's "ideas" if they have any at all besides just saying, "NO!", actually have been shown to be half baked!"

You have nothing other than your rabid and vivid imagination to substantiate that the Tea Party's ideas are "half baked".

On the other hand, there are many instances of REAL evidence that ObozoCare is half-baked:

1) "We have to pass it to find out what's in it" - has to be the dumbest justification EVER for passing a law!

2) The many lies: "you can keep your plan, you can keep your doctor, your premiums will go down, etc"

3) The video evidence that Americans were treated as fools and idiots, courtesy of Jonathan Gruber. Of course, Gruber was right concerning the half of America that thought ObozoCare would be a good thing.

4) Obozo's overreach in changing the law on the fly. If it wasn't half-baked, it wouldn't require so many fixes and delays. Lawful methods would be used to alter it, not change by the whims of an idiot POTUS who's desperately trying to minimize the effects of his monster brainfart.

See how easy it was for me just to list just FOUR solid reasons why ObozoCare was half-baked?

Let's see you do the same for the Tea Party ideas, eh?

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Passer
Champion Author New Jersey

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Message Posted: Dec 26, 2014 2:08:58 PM

"So you think that a person should be able to collect proceeds more than once for the same exact claim? (ans: It should be, "yes, until it is FIXED")

"How many times should one be able to collect money from the insurance company to fix the same dented fender?"

In that respect nothing has changed. If the "same dented fender" or illness has additional charges the insurance company is liable for all of it until it is FIXED (even if there are additional costs later and not known at the time of the original expense) EXCEPT under the pre-Obamacare Insurance and GOP loved scheme where the medical Insurance companies could drop you WHILE THEY WERE STILL LIABLE but hit a magical "lifetime limit".

It was not difficult to reach that relatively low limit with an illness such as cancer that even well to do people have financial hardship funding. The medical insurance companies (and it seems Right Wing Republicans) loved their scheme where they can drop you like a hot potato if you start looking and being a little mashed (and costly) from something expensive like cancer. Once dropped, the individual had few options but hope they might qualify for a government program for help but right after the Tea Party forced sequestration those chances were a cruel slim to impossible.

That GOP cruel "lifetime limit" or Medical Insurance company's insidious escape clause (not to be mistaken with more liberal Obama "Santa" Claus) is wiped out from Obamacare like a poison tea bag it resembled.

Obamacare, unlike the GOP, and medical insurance companies, refuses to treat people like "hot potatoes" probably because, like the Tea Party, the latter's "ideas" if they have any at all besides just saying, "NO!", actually have been shown to be half baked!








[Edited by: Passer at 12/26/2014 2:11:24 PM EST]
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nstrdnvstr
Champion Author Twin Cities

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Message Posted: Dec 26, 2014 8:43:59 AM

Passer, ""you only get to collect one time per incident in an insurance policy. Why should any insurance company let someone collect "again for that (same) fire"?"

So now it is the Tea Party position that if you buy auto insurance and have an accident, just one, you should be dropped forever?"

So you think that a person should be able to collect proceeds more than once for the same exact claim?

How many times should one be able to collect money from the insurance company to fix the same dented fender?
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nstrdnvstr
Champion Author Twin Cities

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Message Posted: Dec 26, 2014 8:41:14 AM

Passer, "Driving is a privilege. It should be in the public interest for as many people as possible to have health insurance because, and this is one thing Conservatives can not alter, Mother Nature..."

I have some news for you:

People still get sick even if they have health insurance. Having health insurance doesn't stop people from getting sick and maybe passing germs to others.

Kind of like auto insurance. Having auto insurance doesn't prevent accidents either.
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nstrdnvstr
Champion Author Twin Cities

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Message Posted: Dec 26, 2014 8:37:35 AM

Passer, "For those who DO have a pre-existing condition and no coverage at a job, Obamacare not only is not "next to worthless" it is both a lifesaver and a family saver that Conservative hypocrites can not or just politically refuse to understand for the most insidious of motives."

First of all, most, if not all states had high risk pools for those with pre-existing conditions.

Secondly, the costs of the insurance is much higher (even though we were promised that we would save $2500 in premiums) AND the deductibles are much higher. In fact they are higher than many people can afford. So if you don't go to the doctor because you cannot afford your deductible, are you really better off?
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nstrdnvstr
Champion Author Twin Cities

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Message Posted: Dec 26, 2014 8:33:51 AM

Passer, "Please note: under the old "system" people with no jobs still got sick (and more importantly for Republicans who say they are Christian but don't believe they are their brother's keeper) AND CONTAGIOUS!! Meaning even the rich or employed could get sick from EVEN in GOP terms, "the lazy" (like those who are crippled or whose pre-existing condition made it difficult if not impossible to get a job, ie the lazy)."

Under the old system there were state and federal run programs for the poor. Think Medicaid and SCHiP.

Wait, so now, because of ObamaCare "the crippled" and "those that have pre-existing conditions can get jobs that they could not get before???
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Passer
Champion Author New Jersey

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Message Posted: Dec 25, 2014 1:05:13 PM

"About as useful as finding a chocolate in a dumpster." In many backward countries, that practice has save many a poor person's life or at least extended it for the time being.

Health Insurance in this country now has cleaned up SOME of the rubbish that used to be our system only for the well to do and others while they were employed.

Please note: under the old "system" people with no jobs still got sick (and more importantly for Republicans who say they are Christian but don't believe they are their brother's keeper) AND CONTAGIOUS!! Meaning even the rich or employed could get sick from EVEN in GOP terms, "the lazy" (like those who are crippled or whose pre-existing condition made it difficult if not impossible to get a job, ie the lazy).

So even hypocrites could get sick from the lazy so it is even in the former's interest to have the latter covered.

(Of course SOME of the former, suffering from Teaonthebrane Syndrome for which there is no cure, can not see that) But at least they will be covered under Obamacare.
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I75at7AM
Champion Author Dayton

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Message Posted: Dec 23, 2014 9:41:34 AM

You know the Administration is getting desperate when they resort to tactics like this to maintain the numbers of people on the program.

Wait! Aren't there five million newly "legalized" people who need to have health insurance?
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EZExit
Champion Author Phoenix

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Message Posted: Dec 14, 2014 2:17:39 PM

Coverage for pre-existing conditions, a diamond found amongst several tons of rubbish. About as useful as finding a chocolate in a dumpster.
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Passer
Champion Author New Jersey

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Message Posted: Dec 13, 2014 8:13:07 PM

"Higher costs and higher deductibles makes for higher expenses that make 'coverage' next to worthless."

There are some who under the previous "system" had preexisting conditions that simply made getting health insurance IMPOSSIBLE at ANY cost!

I'll agree with jestibuff that people who are healthy and think they would never use nor need health insurance would be furious at "higher costs and deductibles" simply because they already think they don't need it at any price (this might apply especially to the younger).

For those who DO have a pre-existing condition and no coverage at a job, Obamacare not only is not "next to worthless" it is both a lifesaver and a family saver that Conservative hypocrites can not or just politically refuse to understand for the most insidious of motives.

It is not just "nice". It is utterly critical!







[Edited by: Passer at 12/13/2014 8:14:49 PM EST]
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jeskibuff
Champion Author Tampa

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Message Posted: Dec 11, 2014 4:33:43 PM

Passer said: "there are more people insured now"

It really doesn't matter that there are more people insured if their insurance doesn't do much to help them. Higher costs and higher deductibles makes for higher expenses that make "coverage" next to worthless. Insurance is meant to provide a tangible benefit when you buy it. When you're essentially forced to buy it (or pay penalties), there's little incentive for insurance companies to build any value into those policies. ObozoCare has screwed up American healthcare BIG TIME!
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Passer
Champion Author New Jersey

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Message Posted: Dec 11, 2014 3:51:18 PM

"In theory, that's correct.

It's just that the Obozo method has had the exact opposite effect."

The fact is, the latter is not true. Of course there are genuine faults with it as there is with everything in the real world. But there are more people insured now and the rate of increase for health insurance has slowed. With the ACA there are winners and losers. It should be tweaked and will be.

To be abolished no matter how politically attractive to some would have the same result as the equally appealing (to them) as abolishing the equally socialistic Federal Plan called Social Security. If the Tea Party overreaches and tries it, even their lapdogs the GOP will bite them with such ferocity that all the Tea in China would not stop their bleeding.
It would make the few remaining (and desperate) Democrats vampires who would delight in sucking their blood just in time for 2016.





[Edited by: Passer at 12/11/2014 3:53:20 PM EST]
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jeskibuff
Champion Author Tampa

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Message Posted: Dec 11, 2014 7:03:56 AM

Passer said: "It should be in the public interest for as many people as possible to have health insurance"

In theory, that's correct.

It's just that the Obozo method has had the exact opposite effect.

More people now have less EFFECTIVE healthcare coverage. Higher costs and higher deductibles make for more expensive plans. The only ones reaping benefits because of ObozoCare are the insurance companies who get to charge higher premiums to cover impossible conditions (males getting pregnant, etc.). When people have to pay more for what they get, they forego things that they need.

Don't try to pretend that ObozoCare has taken us in the right direction: IT HASN'T. The only positive aspect is that the passage of the bill has resulted in many Dumbocrats losing their offices.

Ring around the mulberry bush...
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