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Author Topic: Where to live if you want cheap car insurance Back to Topics
PD
Moderator
Message Posted: Mar 19, 2013 2:19:07 PM

If you live in Louisiana and drive a Mercedes Benz, you're likely paying among the highest insurance rates in the country today, according to numbers assembled by Insure.com.

According to a recent report by Insure.com, Louisiana took the cake as the state with the highest insurance costs, thanks to a high rate of bodily injury claims and comprehensive claims. The average yearly policy in Louisiana was $2,699, compared to $2,520 in second place Michigan, the only state in the country that guarantees unlimited lifetime benefits for those injured in a car accident.

Motorists in Michigan are hit with a $175 per vehicle yearly assessment that goes directly to the non-profit that administers lifetime unlimited benefits to accident...

Visit GasBuddy Blog for full article
REPLIES (newest first) Post a Reply
99dakota
Champion Author Providence

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Message Posted: Jun 16, 2013 7:33:36 AM

Not moving...
MiataPrincess
Champion Author Des Moines

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Message Posted: Jun 11, 2013 9:35:47 AM

Yeah for Iowa
Arnsaks
Veteran Author Indiana

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Message Posted: Jun 10, 2013 6:57:25 PM

My Mercedes insurance is less than my son's Chevy.
Clayton2000
Champion Author South Carolina

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Message Posted: Jun 9, 2013 7:21:07 AM

Insurance is a rip off no matter where you live
99dakota
Champion Author Providence

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Message Posted: Jun 7, 2013 6:44:05 PM

Not worth moving just to save on insurance...
gasmask78
Champion Author Virginia

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Message Posted: May 31, 2013 12:47:14 AM

Stop driving a Benz=lower your rate...duhh.
priver
All-Star Author Alberta

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Message Posted: May 29, 2013 10:32:09 PM

they suck you in then up the price... all rip off artists!!
Donatelo
Champion Author Dayton

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Message Posted: May 26, 2013 8:58:49 AM

wide difference in insurance co rates.
txrojo2005
Champion Author Austin

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Message Posted: May 25, 2013 10:36:35 AM

I agree with MiataPrincess, "shop around every couple years".
MiataPrincess
Champion Author Des Moines

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Message Posted: May 25, 2013 9:32:26 AM

shop around every couple years
Vette1967
Champion Author Albany

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Message Posted: May 25, 2013 1:08:09 AM

Get your free quotes from a few agents every few years.
Mikeyl
Champion Author Cleveland

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Message Posted: May 24, 2013 11:14:01 PM

The best way to find lower insurance is to call at least 20 different places and ask for specific quotes (300,000/100,000) with uninsured motorist's coverage, for instance.

Take the three or four hours it will take to make those phone calls, then choose the best one - which still may not be the least expensive. Remember, least expensive might or might not mean cheapest.

Erie Insurance (out of Erie, PA) has been wonderful for my family for over 10 years now. Low auto rates and spectacular house rates, too!
honkerman
Champion Author San Jose

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Message Posted: May 24, 2013 6:47:28 PM

It's expensive to drive, where ever it is.
polarbear2
Champion Author Maine

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Message Posted: May 24, 2013 12:06:32 PM

Massachusetts is also "no fault" I believe.
TJC47
Champion Author Indianapolis

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Message Posted: May 24, 2013 11:10:55 AM

Are Michigan and Florida the only "No Fault" insurance states?
99dakota
Champion Author Providence

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Message Posted: Apr 21, 2013 7:51:37 AM

ok
Donatelo
Champion Author Dayton

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Message Posted: Apr 19, 2013 8:19:24 AM

pay what you have to ,or cost more in long run.
Gas4Gore
Champion Author Detroit

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Message Posted: Apr 18, 2013 11:41:38 PM

Poor Michigan
WanderDan
All-Star Author Dayton

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Message Posted: Apr 18, 2013 9:20:18 AM

old news
priver
All-Star Author Alberta

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Message Posted: Apr 18, 2013 9:02:02 AM

move to mexico! everything is cheap..
after10
All-Star Author Hamilton

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Message Posted: Apr 14, 2013 3:00:48 PM

Cheap insurance .And have you heard the one about the cheap highrise that they are building with your money?
Boyrr
Champion Author Allentown

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Message Posted: Apr 14, 2013 10:55:45 AM

...oxymoron, "cheap insurance"?
priver
All-Star Author Alberta

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Message Posted: Apr 8, 2013 10:02:32 AM

any excuse to get more!!
WanderDan
All-Star Author Dayton

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Message Posted: Apr 3, 2013 9:33:43 PM

live where ya want and pay what they charge
Tommyguns45
Champion Author Illinois

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Message Posted: Apr 3, 2013 8:42:15 AM

Those living along the coastal areas should pay more for anything they own since they have the luxury of living in the sunshine states or by the ocean. We in the Midwest are tired of paying higher rates to cover those that gets the damage all the time from hurricanes etc
Vette1967
Champion Author Albany

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Message Posted: Apr 3, 2013 1:22:48 AM

I want to live where it's warm, everything is within walking distance and not have a need for a car and overpriced insurance.
MiataPrincess
Champion Author Des Moines

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Message Posted: Apr 2, 2013 10:22:43 AM

Good catch honda0105..."raise" instead of "race"...but I do drive the bimmer on "track days"...on a race track..lol
WanderDan
All-Star Author Dayton

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Message Posted: Apr 1, 2013 8:50:01 AM

"I moved here for the cheap car insurance" not something you hear lol
WanderDan
All-Star Author Dayton

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Message Posted: Apr 1, 2013 8:49:27 AM

but you prob don't wanna live in those places
garywa01
Sophomore Author Alberta

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Message Posted: Apr 1, 2013 12:59:33 AM

wow
snapper06
Champion Author Toledo

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Message Posted: Mar 31, 2013 8:44:44 AM

Good to know, thanks
mabrams184
Champion Author Lexington

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Message Posted: Mar 31, 2013 7:24:16 AM

Another reason not to live in a big city.
StationGF
Sophomore Author Chicago

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Message Posted: Mar 30, 2013 4:17:06 PM

good information. Thank you
honda0105
Champion Author Tallahassee

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Message Posted: Mar 30, 2013 1:08:34 PM

you RACE your family, miata? Wow... how fast y'all going?
MiataPrincess
Champion Author Des Moines

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Message Posted: Mar 30, 2013 9:23:09 AM

way to go Iowa...It is a GREAT place to live & race a family..
WanderDan
All-Star Author Dayton

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Message Posted: Mar 27, 2013 8:18:47 PM

it is all ways they rob us all blind
phpearso
Veteran Author Indiana

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Message Posted: Mar 27, 2013 11:54:50 AM

who wants to live in Iowa??
WanderDan
All-Star Author Dayton

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Message Posted: Mar 26, 2013 10:38:04 PM

usually the places that are cheaper are because people dont like it there.. lol
WanderDan
All-Star Author Dayton

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Message Posted: Mar 25, 2013 1:01:31 AM

ff. and too high everywhere
honda0105
Champion Author Tallahassee

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Message Posted: Mar 24, 2013 8:13:18 AM

retmsg: is that Main Street or Maine the state?
retmsg79
Rookie Author Gasbuddy

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Message Posted: Mar 23, 2013 6:30:03 PM

Main?
honda0105
Champion Author Tallahassee

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Message Posted: Mar 23, 2013 6:40:59 AM

as for those who scream about socialist country, hmmmm... whatcha think Michigan's "lifetime unlimited benefits" is supposed to be?
lyn48
Rookie Author Atlanta

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Message Posted: Mar 22, 2013 12:10:02 PM

I didn't know we had it so good in Georgia.
WanderDan
All-Star Author Dayton

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Message Posted: Mar 22, 2013 11:57:06 AM

gotta know if you live where they may actually have to honor your policy... you gotta pay more... lol
polarbear2
Champion Author Maine

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Message Posted: Mar 22, 2013 8:27:42 AM

tomok said
"Drive vehicles with high MPG, are very safe, reliable, have a ‘reasonable’ cost and a good ‘value’ for the money.
The price of fuel at the pump is too high!" It would be nice if you changed your cut and paste. Vehicles with high MPG are safe? Most of the ones with high mileage are just coffins on wheels.
pilotmass
Champion Author Boston

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Message Posted: Mar 22, 2013 8:20:17 AM

Yikes
honda0105
Champion Author Tallahassee

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Message Posted: Mar 22, 2013 5:58:53 AM

Glad FL came down a little bit. The PIP cuts must have done some good.
theocean
All-Star Author New York

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Message Posted: Mar 21, 2013 8:54:36 PM

maine

[Edited by: theocean at 3/21/2013 8:55:46 PM EST]
lesandliz
Sophomore Author New Orleans

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Joined:Aug 2011
Message Posted: Mar 21, 2013 7:43:09 PM

Yeah, I live in Louisiana & believe me the insurance prices really suck...
MiataPrincess
Champion Author Des Moines

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Message Posted: Mar 21, 2013 10:41:10 AM

Yeah for Iowa
phpearso
Veteran Author Indiana

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Joined:Mar 2004
Message Posted: Mar 20, 2013 11:36:46 PM

So glad I moved from tsun!
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