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Author Topic: "Gas points" vs CC cashback Back to Topics
OmegaHacker

Rookie Author
Portland

Posts:1
Points:7,695
Joined:May 2012
Message Posted: Jun 26, 2013 5:44:38 PM

I just started an AmEx with 2% cashback on *non*-superstore gas stations. While shopping at Safeway today I notice that our card has 1 gas reward worth 10c off the next fill, but only at Safeway, Chevron, and Texaco. Buying it at Safeway would not give me cashback, but is general cheaper than Chevron and Texaco. Then there's our Fred Meyer's card, which now offers up to $1 off (in 10c increments) per fill by redeeming 100 points per 10c. This works at Freddies (not nearby, won't give me 2% cashback) and Shell (more expensive but does give 2% cashback). Then there are stations that charge more for debit or credit that might offset the gain from any of these.... The Arco right by my house is almost *always* the cheapest, even with the 35c debit fee. But they don't take CC's at the pump, you've got to walk in.

The rules for this aren't *too* complicated, but a pain to work through by hand. It would be supremely useful if I could enter these into my account (even if I have to manually update my points etc) and have it calculate the best total price for each station. Combine this with a feature I suggested a while ago which is to determine total cost to *get* to a more distant station (by gas/mileage and $/hr time), and it would be trivial to just load up the app and have it tell me where to go.
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Gas_Buddy
Champion Author Maryland

Posts:29,446
Points:3,538,420
Joined:Aug 2004
Message Posted: Jun 28, 2013 7:16:05 PM

CampKohler:

FYI, ARCO has typically not accepted credit cards other than their own "fleet cards" (though they've accepted debit cards for a fixed fee for each transaction), ARCO was conducting a credit card acceptance-test in the Seattle area.

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CampKohler
Champion Author Sacramento

Posts:12,554
Points:1,973,730
Joined:May 2007
Message Posted: Jun 27, 2013 10:48:26 PM

This suggestion has been added to the Suggestion Tracking List as a new subject.

This would be extraordinarily difficult to maintain if not all like-branded stations offered the same discount uniformly across a state/metro-area's site territory. Someone would have to survey all like-branded stations to make sure they were uniform. Maybe H & R Block could manage the math.

Your ARCO takes credit-cards? So far I have found only one station in the Sacramento site's area (at the airport) that will touch 'em.
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scoutmaster
Champion Author Pittsburgh

Posts:95,462
Points:3,757,215
Joined:Mar 2003
Message Posted: Jun 27, 2013 5:09:28 AM

I agree with kwzh. This calculation should be left to the individual. There are a lot of different credit cards out there with a lot of different programs. Do the math yourself.
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kwzh
Champion Author San Jose

Posts:22,971
Points:4,180,130
Joined:Jul 2001
Message Posted: Jun 26, 2013 11:51:09 PM

Interesting suggestion, but I think it's better to leave this calculation to the individual member, rather than trying to include all possible combinations in GasBuddy itself. It sounds like the calculation would be at most a few lines of code in any language, and even someone who's neither a mathematician nor a programmer should be able to recruit someone who could write the function to do the calculation.
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TxJeans
Champion Author Tampa

Posts:7,003
Points:739,175
Joined:May 2004
Message Posted: Jun 26, 2013 7:01:58 PM

Keep it simple. Get a PenFed card and get 5% cash back for gas as long as you pay at the pump.
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Gas_Buddy
Champion Author Maryland

Posts:29,446
Points:3,538,420
Joined:Aug 2004
Message Posted: Jun 26, 2013 6:24:16 PM


First, what do you mean by "your account"?

So are you asking that Gas Buddy have a program in which you can put any and all various discounts into "your account" (whatever that means) and have the prices posted to be seen by everyone?

Forgetting that many of these loyalty and discount programs change frequently, and are local only (meaning that there would need to be programs for all other places), how do you propose that Gas Buddy keep track of all these programs and display them? Are you suggesting that Gas Buddy (for lack of better words) go out and find out about all the different discount and loyalty programs (the 10 cent discount for 100 points, 20 cent discount for 250 points, etc.) and match them with the (for example) Shell's "Discount Thursday" in some areas, etc., and then have the prices updated and displayed along with the non-discounted prices that are available to the general public?

Maybe it's me but it seems like a lot of work over an unimaginable number of possible discount programs that won't benefit very many people.

As for "the rules for this aren't *too" complicated", it seems it's complicated the way you described this one will will do this and that one won't but that one will do something else but they won't give me another thing the first one gives me.

As for the "feature I suggested a while ago...", your profile shows only one Gas Buddy message post to your membership (that being for this message thread). Who did you make your suggestion to?
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[Edited by: Gas_Buddy at 6/26/2013 6:26:16 PM EST]
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