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trugasCA

Champion Author
California

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Message Posted: Jan 6, 2013 8:55:12 PM

What does it mean? Do you travel? Are you quietly sitting home?
Are you doing all the things you had no time to do when working?
Are you enjoying your retirement?
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trugasCA
Champion Author California

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Message Posted: Jul 25, 2014 1:17:17 PM

Don't have enough points to get prize entry..................................
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trugasCA
Champion Author California

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Message Posted: Jul 25, 2014 11:13:09 AM

Speaking of time, one of our group said she set her alarm to 5 a m, and we in the group reacted with surprise....You have an alarm? What for? In retirement we mostly just get up whenever we wake up, l don't even have a clock in the bedroom. I wake up at 5 or 6 anyway. She was insulted and curtly answered "Because l like to get up early" I just found it funny. Now the ones still working l understand, or have appts. etc. Our new tenant works and put in 8 hours driving yesterday. SHE needs an alarm. But l feel if you want to get up early, then go to bed at a decent time. So you get enough sleep, otherwise you are stressing your body and she just got out of rehab for heart condition. I did not say anything to her tho. Some of the people around here go to bed late and sleep in, and that is their due if that is what they like. So l guess if she wants to set an alarm to get up early, then that is what she should do as well, it is just that we were surprised to hear someone sets an alarm just to get up and than have nothing to do all day. Well in this case that seems to be true. She has one room and kitchenette and has meals on wheels, doesn't drive or go anywhere. Still l understand liking early morning peace and quiet and the nice morning sun. Before the sun gets hot. I do too.

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2manyfords
Champion Author Wisconsin

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Message Posted: Jul 25, 2014 6:56:05 AM

Don't worry too much about running out of time. I was listening to an orthopedic surgeon on the radio yesterday. He was telling about a man he fixed up. Broke his leg mowing the lawn. He was 103.
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xbAG
Champion Author California

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Message Posted: Jul 24, 2014 10:47:36 PM

work out at the gym. Six days a week.
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Targetsmom
Champion Author British Columbia

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Message Posted: Jul 24, 2014 9:30:32 PM

thanks goodness Trugas we do not know what will happen tomorrow ... it is today that matters ~
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trugasCA
Champion Author California

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Message Posted: Jul 24, 2014 9:27:49 AM

Targetsmom: l better enjoy life as there isn't much left for me. Don't want to waste it moaning and groaning. I am grateful for all that l have.
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trugasCA
Champion Author California

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Message Posted: Jul 23, 2014 11:01:42 AM

Morning:
That;s what it's all about Trucky! Good for you.
Going out to lunch today with 2 friends and a new tenant who just moved in next door. Looked up the menu and made my decision already and kept it under $10 this time. One of the ladies suggested Applebees, another agreed as she heard she can get a steak there and l had it on my list as a choice anyway. So l will have a caeser salad and shrimp scampi linguine. $8. Misspelle caesar.

[Edited by: trugasCA at 7/23/2014 11:02:51 AM EST]
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Trucky3212
Sophomore Author Missouri

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Message Posted: Jul 22, 2014 6:15:09 PM

38 years in the F.D. Playing with the Grand kids and Cruising every time we can save up the bucks.. Love every minute of it!
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Targetsmom
Champion Author British Columbia

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Message Posted: Jul 22, 2014 12:27:27 PM

Sweet flower Trugas ~ sounds like you are enjoying life to the max ~

Thanks 2manyford .. I took your email off the whiteboard as I did not know if you would appreciate it floating around ~

Am off to do some errands ... grocery store ( local peaches have hit the market ) / bank( am cash poor ) / library( read all 4 books )
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trugasCA
Champion Author California

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Message Posted: Jul 22, 2014 9:38:10 AM

Retirement is having time to do the things you have thought of doing and thought would be fun, but just never had the time to do.
I look things up and try new things in cooking and gardening and in relationships. It is all making my retirement fun.
I did some online shopping again yesterday. I really must stop that. I don't need anything really. Ordered more slippers on sale. Ordered another dress, just to use up some points on an old credit card which had never been useable before, There were not enough in points, but got an email which said l could use them in cash on Amazon. So l ordered the dress and after taking off the points , it is only costing $17. Then l kept looking at various stores for what l really wanted but too expensive at Amazon. A crockware or ceramic baking dish for loaves of bread. Now all l bake is round bread. Found and ordered one. No lid tho. $54 is too much...l paid $18 without the lid.
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2manyfords
Champion Author Wisconsin

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Message Posted: Jul 22, 2014 6:50:44 AM

I am sending you my email address to your member profile. I can give you the name there.
Hot here today and yesterday. 90 and humid is hot for us. Lucky for me I have been spending all day in an air conditioned tractor cab.
My son got his first computer in the early/mid 1980's. His first one had to use a cassette tape player to store data. It paid off for him as he now works programming them.
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Targetsmom
Champion Author British Columbia

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Message Posted: Jul 22, 2014 1:45:31 AM

typing error the mid 1800's .... interesting the name is in your phone book..possibly a relative. My third cousin did a family tree and he had 1,400 names on it ...now you have me interested :))
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trugasCA
Champion Author California

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Message Posted: Jul 21, 2014 8:54:44 AM

Morning:
I just love the computer. Material is added all the time. Way back when l got my first computer l tried looking up family history. Yesterday l put my dads name in and got his family history way back beyond them coming to the states. I think it was in the 1800's . I should print it out. Put in the bible. Apparently someone in the family has done a lot of research. I saw my grandpa's picture. Forgot how many kids he had and the girls name and all was there. Fun.
I watch the show "So do you know who you are" or some such title. It is interesting... Oh l also found out the Famous person l am related to and she is a singer.
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2manyfords
Champion Author Wisconsin

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Message Posted: Jul 21, 2014 6:48:42 AM

They must have been some of the earliest settlers as Wisconsin did not even become a state until 1848. I see there is one person with that name in our town but I do not know her.
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Targetsmom
Champion Author British Columbia

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Message Posted: Jul 20, 2014 3:51:25 PM

Yes , they settled in your State in the mid 1700 s
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2manyfords
Champion Author Wisconsin

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Message Posted: Jul 19, 2014 7:19:22 AM

I don't think I know any BAHR's. Relation?
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Targetsmom
Champion Author British Columbia

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Message Posted: Jul 18, 2014 1:10:06 PM

That is great Trugas ~ you are one of the lucky ones with a good attitude to make it happen.

2manyfords ... just wondering if BAHR is a familiar surname to you ? I have been eating cucumbers that I grew on the deck , the tomatoes are just starting to ripen ... yummy ...

Enjoy the weekend !

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trugasCA
Champion Author California

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Message Posted: Jul 18, 2014 11:43:06 AM

Morning:
At 83 years of age, l have had 20 plus years retired. Can't say anything bad about it. Not financially or anything.
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trugasCA
Champion Author California

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Message Posted: Jul 16, 2014 11:46:47 AM

Morning;
Guess the humour went over his head 2many. Tomatoes already. The little ones tho. My tomatoes are not doing as well as last year, but now are getting there. Time to pick and fry some green ones. That always delays my harvest time coz l have to pick the largest ones. The ones closer to ripening.
IFM: go ahead on! Fun is what retirement is about. Well partly anyway. Some like to save their money, some like to spend and store up a whole lot of food (me) and some use their money to enjoy what they have worked hard to earn.
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2manyfords
Champion Author Wisconsin

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Message Posted: Jul 15, 2014 6:49:32 AM

I had the first 2 little tomatoes from the garden this weekend. No comparison to what you buy in the store. I see another is getting red. Maybe tomorrow. More rain here last night. It never stops. It is now cloudy and looks like more rain. Wish I could send some your way trugas.
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IFM
Sophomore Author Seattle

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Message Posted: Jul 14, 2014 11:17:55 AM

After 39 years of Military / Federal service, I don't miss work. I travel to National Parks, I've taken up Scenic photography, also go to Las Vegas during NFL FB season, I live 10 miles from Seattle near water and mountains.
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Sneakers55
Champion Author Houston

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Message Posted: Jul 14, 2014 11:05:43 AM

On Jul 14, 2014 5:53:11 AM, 2manyfords wrote:

>Sounds like Sneakers now has room for his sneakers.

They're in the entry closet, the master bedroom closet, and they will be in the computer room closet as soon as we get the boxes out of the computer room closet. Every closet will contain shoes.



[Edited by: Sneakers55 at 7/14/2014 11:06:30 AM EST]
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trugasCA
Champion Author California

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Message Posted: Jul 14, 2014 10:29:38 AM

Morning:
Just a thought about imported fruit. The farther away from your home, the less nutrients and they were probably picked before ripe and forced to ripen ...I buy bananas from far away, but most things it is better to get frozen if not local. Not that l always follow that, but it is logical.
I know for sure that local is tastier. Locally grown strawberries are so much sweeter. My plums I grew this year were so sweet and good. I hope l get more than 11 next year. My artichokes are growing and next crop due soon.
I love retirement where l am able to garden more and shop locally. It does take time.

Not that l always follow that myself.
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trugasCA
Champion Author California

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Message Posted: Jul 14, 2014 10:17:32 AM

Morning:
Just a thought about imported fruit. The farther away from your home, the less nutrients and they were probably picked before ripe and forced to ripen ...I buy bananas from far away, but most things it is better to get frozen if not local. Not that l always follow that, but it is logical.
I know for sure that local is tastier. Locally grown strawberries are so much sweeter. My plums I grew this year were so sweet and good. I hope l get more than 11 next year. My artichokes are growing and next crop due soon.
I love retirement where l am able to garden more and shop locally. It does take time.
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2manyfords
Champion Author Wisconsin

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Message Posted: Jul 14, 2014 6:53:11 AM

Sounds like Sneakers now has room for his sneakers.
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Sneakers55
Champion Author Houston

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Message Posted: Jul 13, 2014 6:18:43 PM

Amber, her roommate Sherri, and I went through this afternoon and did a second pass of filtering through the shoes. I've now got it done to the point it fits in the closets!


[Edited by: Sneakers55 at 7/13/2014 6:20:22 PM EST]
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magpie2013
Champion Author Milwaukee

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Message Posted: Jul 13, 2014 1:15:31 PM

Some times you have to plan a trip! Retirement can be a lot of work, all the odd jobs and little repairs can get you going so you have to Run Away From Home Every Once In A While!
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Targetsmom
Champion Author British Columbia

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Message Posted: Jul 13, 2014 1:06:37 PM

Good morning ~ never had a salad that I did not like , pasta salads are my least favorite.

BC peaches do not hit the market until late July early August although we are experiencing a heat wave so they might be earlier . I refuse to buy imported fruit at this time of the year ,, though have no choice when it comes to melons.
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trugasCA
Champion Author California

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Message Posted: Jul 13, 2014 12:53:32 PM

Morning:
Just had a yogurt with a fresh peach for breakfast. Trying to find something different to eat in the a m.

The people who brought salads to our salad potluck were fairly inventive. A green salad with bacon and ham bits and parmesan dressing made a tasty difference. A fruit salad made with pears, pineapple and bananas was different from the usual melon and berry combo. Lovely and to add to it was requested stuffed won tons. Nice topper. I enjoyed the food very much. Left stuffed. I took chicken salad which l made with chicken breast chunks and craisins and pecans a bit of celery. I was complemented.

We ate at 4 and visited til l left at 6 as it was a cool day and got windy.
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trugasCA
Champion Author California

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Message Posted: Jul 11, 2014 3:06:33 PM

LOL that was a biggie when l first got a cell phone for me too.

That tractor is practically retired, it just doesn't know it.

I think l have too much time on my hands. I shop too much. Don't need clothes, so buy food. Way more than l need. Can't find anything in the freezer.
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2manyfords
Champion Author Wisconsin

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Message Posted: Jul 11, 2014 7:00:16 AM

Text? Heck, that tractor will go so slow you can get out and walk around it as it creeps along. My only texting is to decide either to print or use cursive. Hey, I just learned how to retrieve messages off my track phone.
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trugasCA
Champion Author California

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Message Posted: Jul 10, 2014 11:15:12 AM

Don't know a preposition from a participle, but know the sentence should have read "the only speed at which one should text" Now l feel better. Thanks for listening>
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trugasCA
Champion Author California

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Message Posted: Jul 10, 2014 11:09:07 AM

Morning:
Do you text while you drive? LOL. That is about the only speed one should text at..dangling participle? Where did that come from. I don't even know what a participle is...
Anyway, sounds like a very nice month an more for you. You deserve it after all the downside recently.
Better yet, just drive slowly around thinking about August vacation. Smile.

I am on vacation now. That is what Retirement is ...IMO.

Went shopping yesterday and got fruit that is hard as a rock, won't be able to eat it til next week. Did score some yellow cherries. I always called the Rainier but yesterday one lady said Queen Annes. Anyway they came down $5 a pound.
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2manyfords
Champion Author Wisconsin

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Message Posted: Jul 10, 2014 7:10:31 AM

Good morning. Sunshine and cool out. 48 degrees. Looks like a great day. This is going to be a busy month. Next week our friends that moved to Oregon are stopping to visit. Then the wife's relatives are visiting. The following week our friends from Kentucky are coming for a few days. And then at the end of the month we are headed to Montana. Wait, that is not until August 1st. (almost July). Whew! The good news is I am actually taking a week off for the Montana trip. It will be a nice break.

Today I will again sit in an air conditioned tractor and drive slowly around cranberry beds. Easy but extremely boring. I travel at .89 MPH. This tractor will actually go as slow as 2 tenths of a MPH.

Have a great day. And smile.
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trugasCA
Champion Author California

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Message Posted: Jul 9, 2014 11:14:16 AM

Morning:
2many l was looking for a picture of the Love in a Mist to put up, but thanks, maybe l will leave up my smile for awhile, as that is my "motto" Smile.

Sneakers, my son LOVES to wear Tevas, and would full time if they let him do so at work. Watch that weight gain, you might get stuck up there on the second floor.LOL.

Targetsmom, l know you are in no hurry to get back to work, but soon as you do, means all health issues are better.. right? Good luck.
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Sneakers55
Champion Author Houston

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Message Posted: Jul 9, 2014 10:25:48 AM

Amber (my BFF's one-time bestie) and I have been going through what I now consider to be a ridiculous number of shoes. To add insult to injury, a lot of them don't fit. I have everything from sizes 10.5 to 15 and I'm too fat now for anything less than about 13 for Converse Chucks and 14 for ASICS and Nikes to fit.

We've gone through and filtered out what I want on the master bedroom closet shoe rack. Seems there was only two pairs of low-tops in there, the rest where high-tops. Although in Houston you can run around eleven and a half months of the year in Tevas!
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Sneakers55
Champion Author Houston

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Message Posted: Jul 9, 2014 10:18:37 AM

On Jul 4, 2014 9:43:58 AM, I wrote:

>Who REALLY needs three checking accounts? One is local, and the
>other one is owned by my broker. I like it because of its extensive
>free ATM network.

Decided that the third sentence was ambiguous.

The one from my broker (Capital One, which I like because I can invest a given dollar amount into a given stock, which makes the bookkeeping a lot easier than when you have to buy a positive integer number of shares) is on the ALLPOINT surcharge-free ATM network. And it's easier to transfer funds to and from their bank because it's all in-house and it happens instantly.

The local account (which gets my direct deposits) is with Chase, and they seem to be all over the place in Houston. But the nearest Chase ATM to Kansas City is in Tulsa, OK. I absolutely love Chase, they have the first ATM that I prefer over a human for making deposits. (No envelopes, no deposit slips, just endorse the back of the check and go!)

I've got the minimum number of brokerage accounts, given that they're all different (one for fully taxable investments, one for my Roth IRA, and one for the Traditional IRA). I've only got about $700 left in the Roth. I've decided that on my 62nd birthday I'm going to sell everything in the account, close the account, and buy myself something with the money.
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2manyfords
Champion Author Wisconsin

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Message Posted: Jul 9, 2014 6:49:59 AM

We got another 1 1/2 inches of rain. For a month it has been one storm after another. At least the wind and lightning have missed us here. Lots of damage all around us. With the bad winter we had it has been a long stretch of bad weather since last fall. But the garden sure looks good. The corn is head high and the tomato plants are 4 feet high with little tomatoes coming on. The cranberry blossoms are in the final stages so the bees should be gone next week. We are tired of getting stung. (They bring in hundreds of commercial bee hives to pollinate the blossoms). Hard to believe that summer is almost half over. We should finish planting the last new bed today. I see black clouds to the east and clear skies to the west. Who knows what today will bring?

Keep that smile up there for a while this time trugas.
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trugasCA
Champion Author California

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Message Posted: Jul 8, 2014 11:30:27 AM

Morning all: Dreary and rainy? We got a touch of dreary yesterday. l was happy coz l wanted chili beans.

It is true about suggestive shopping. I saw Dennisons chili on sale twice, and didn't make it to the store, but it stuck in my mind, and l wanted chili beans. So along came a dreary, cloudy day and l made them. Worked out well. Smile.
I like to smile. Like people who are happy too.

Sorry your day is rainy and mine isn't. Came close tho, as the weather man mentioned a drop or two was possible. Just didn't happen.

Sneakers l am glad l don't have all those accounts to worry about like you do. Too much trouble managing all that. Tho l like numbers and playing with them and even keeping track of bills or accounts, l am afraid l would worry too much if it affected my money as in income.

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2manyfords
Champion Author Wisconsin

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Message Posted: Jul 8, 2014 6:45:42 AM

Thanks for the smile trugas. A welcome sight on this dreary rainy morning.
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Sneakers55
Champion Author Houston

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Message Posted: Jul 7, 2014 6:35:49 PM

On Jun 13, 2014 12:49:33 PM, I wrote:

>My BFF commented "why do you need a PlayStation 3, you don't play
>video games!" I said "Well, I watch DVDs, Netflix, and Amazon Prime
>Video. You can do all those on a PlayStation 3." She then realized why
>I had a PlayStaiion 3.

I was playing Bejeweled on the PlayStation 3 this afternoon, that's a video game!

What I don't play is first person shooters.
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Sneakers55
Champion Author Houston

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Message Posted: Jul 7, 2014 1:33:14 PM

I'm going to be on my own as to the apartment today, my BFF's one-time bestie (who I seem to be even more of a BFF now) begged off working today because she had an infected ant bite on one of her legs. She's between jobs and she's going to start at a new one Thursday.

My BFF's brother put the shoe racks backward in the closet and all the shoes fall off because they slide downward and off on the floor. I can go in and fix that.

I've got the PlayStation 3 cabled up but it's not in the TV stand. I figured I'd get it working and worry about the details later. I also need to print out a form, and when I do that I'll straighten out all the Apple stuff. So, don't worry about me leaving the stuff that I bought in the box forever!



[Edited by: Sneakers55 at 7/7/2014 1:39:20 PM EST]
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Sneakers55
Champion Author Houston

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Message Posted: Jul 7, 2014 1:28:35 PM

On Jul 7, 2014 8:39:56 AM, trugasCA wrote:

>Sneakers l have a feeling you will be fine financially. I was forced
>into early retirement and did fine. Now l am even better off.

I already take in more after-tax than I did when I was working. I did have them take out 10% in my 401(k).

My psychiatrist (who was also born in 1955 and not yet retired) got some comments about my fiscal situation when I got laid off in 2009. I got 26 weeks of severance pay which I stretched for eight months and had about a third of it left. After that, I did Substantially Equal Periodic Payment (SEPP) withdrawals from my IRA (one of the dozen exceptions to the 10% early withdrawal penalty) using the Required Minimum Distribution (RMD) method.

The only thing that I miscalculated on was I thought I would get retiree health care when I turned 55, but it turned out that I had to exhaust my eighteen months of COBRA first. Fortunately, I qualified for the full fifteen months of Obama's COBRA subsidy in 4Q 2009 and all of 2010. Still paid more in Federal income taxes than I got from the subsidy in 2010.

I've got another year I have to do the SEPP withdrawals from my IRA, then I can go to a steady 3% annual increase until I get to the point I have to take RMDs at age 70 1/2.

>Fear of retirement is what holds some back.

My two brothers and I have now all retired. We seem to do something different, but we're all keeping busy retired.

Brother A goes out and visits with other retired people at the Senior Center and sits around and drinks coffee.

Brother B keeps buying fixer-upper houses and fixing them up. When I saw him, he got a phone call from his wife. They were talking about putting more insulation in the attic, but they figured it would be too hot to do it and they'd wait until fall. While Brother B was off seeing me, his wife decided it was cold outside and she put the insulation in the attic while he was gone.

Me? In 4Q 2009 through 3Q 2011, I was busy industriously working ripping my CD collection. When you buy a CD player in 1983 and every week or two you go buy a CD or two, you get a lot of them. Some of mine qualify as "rare out-of-print" discs. Others were so old that the metal layer had deteriorated until the point they were unplayable (almost always a feature of discs made by a certain defunct disc maker). I went on vacation 4Q 2011 and got into a car wreck. Then, I came back and promptly caught a C. difficile infection. I didn't know at the time that they have around a 1% mortality rate. Seems most of 1Q 2012 was spent trying to catch up on things. Decided to move into a new apartment 3Q 2012. Still unboxing moving boxes. I think I had the Movers from Hell, they dropped the furniture in the middle of the room and stacked the boxes around the edges.

>To me Life is Good and Retirement are synonymous.

I wish they would finish up the renovation of the fitness center in my apartment complex. Last time I was up at the office, another tenant came in and was asking about it. They said the contractor was working off the list of things that were done wrong and then they can get the inspectors out there again.

I"ll get a walk soon, Rocky the dog needs to go out.
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Targetsmom
Champion Author British Columbia

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Message Posted: Jul 7, 2014 12:30:56 PM

Good morning ~ into my 3rd month of being off work !My goal is to be back in the classroom for September classes .

GREAT ` to see you this morning Trugas ~ :))
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trugasCA
Champion Author California

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Message Posted: Jul 7, 2014 9:39:56 AM

Morning:
Sneakers l have a feeling you will be fine financially. I was forced into early retirement and did fine. Now l am even better off.
Fear of retirement is what holds some back. To me Life is Good and Retirement are synonymous.
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Sneakers55
Champion Author Houston

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Message Posted: Jul 6, 2014 4:53:44 PM

My friend Amber is young and agile and she says she's going to haul all the stuff down the stairs Saturday. I think Amber is turning into my next BFF.

My old BFF got me upset by making nasty comments about people that worked hard 30+ years and now have the money to retire. After all, her grandpa is almost 65 and he still works. But he worked as a car salesman and not an engineer.

My former employer was getting annoying, they sent out the letter to evaluate if you could get Social Security Disability again.

I might have been able to get Social Security Disability had I done so in September 2009. But now there isn't a chance as my circadian rhythm problem went away. Basically, in 2009 I was unable to be coherent if I tried to go to work before about 1:00 PM. This wasn't a problem when we worked 16 hours a day, but it was when we collapsed back to an eight hour day as Space Station design was winding down. I worked 10:30 AM to 7:00 PM for a long time, then I couldn't do that after a while.

I also did a SWAG of how much income I will have if I take Social Security at 62. I'll have more than I did in 2008 but then my income won't be subject to FICA taxes.
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trugasCA
Champion Author California

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Message Posted: Jul 6, 2014 9:33:42 AM

Morning;
Short version of lost text...Sal Army call is great idea, but you still have to carry items to porch for p/up.
I do my thinning out a bag or two at a time, as we have trucks and shops locally all around me, so it is an easy drop off. I don't like to carry a lot out to the car all at once.
Good management sites tell us "if you bring a bag in, carry a bag out" and for me that is often the garbage. But l have a recycle dumpster close by as well. The rest l give or offer to my housekeeper, neighbors,then finally to the organizations.
I emptied a drawerful of n\orlon sweaters and gave most of them to my neighbor who was so excited to get them. Come to think of it , l never see her wearing them anymore. They mostly still had sales tags on them. I am static electricity prone, so switched to cotton.
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Sneakers55
Champion Author Houston

Posts:60,657
Points:2,540,810
Joined:Nov 2005
Message Posted: Jul 6, 2014 2:06:31 AM

On Jul 4, 2014 9:50:44 AM, contiki wrote:

>Remember if you are thinking about being retired...make sure
>you have a plan of what you plan on doing with yourself while
>being retired.......

I've been spending my retirement trying to work through the results of a hoarding habit.

I commented that I'm gong to box a bunch of stuff up and call the Salvation Army Truck but my BFF says that is lazy. I'm in a second-floor apartment and I don't feel that safe going up and down the stairs with both hands filled. My BFF's family have hauled off some of the stuff and given it to charity for me.
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trugasCA
Champion Author California

Posts:7,294
Points:348,160
Joined:Mar 2011
Message Posted: Jul 5, 2014 11:47:46 AM

Morning all:
Yesterday was a real retirement day for me. Mostly all l did was read, eat, and sort seeds l am collecting. That is pretty retired eh?

After a couple of busy shopping days it was a nice relaxing time. The bamboo shades were down against the hot afternoon sun and I enjoyed the cool apartment. No mail to pick up, and no reason to step out into the heat other than to water.
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trugasCA
Champion Author California

Posts:7,294
Points:348,160
Joined:Mar 2011
Message Posted: Jul 4, 2014 12:59:58 PM

Morning:
Yes Contiki l have heard from several men whose wives were still working after they retire and they were just waiting til that happens. Seems to me all the mens stuff should get done while waiting, like golfing fishing etc. I dont know if the wives are into the same interests but it is a thought. Go out and do what you enjoy now. Why wait? Unless it is for cruises and other trips.

Sneakers: l must have half a dozen cards myself ...Maybe more but my credit rating is tops and never turned down. I have 3 with Capital one alone. The discover card l have never taken the sticker off, nor called . Don't need it. Just got it to qualify for discount.
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