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Author Topic: Boycott Gas stations with two separate Prices for cash & Credit Back to Topics
RZJ

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New Jersey

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Message Posted: Jun 28, 2008 12:32:08 PM

Don't buy from them
REPLIES (newest first) Topic is locked
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Don
Moderator
Message Posted: Oct 30, 2012 10:21:49 AM

That's certainly more than enough arguing between members for this topic.

For information on how Cash and Credit prices are to be posted on the site, please see the FAQ

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TxJeans
Champion Author Tampa

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Message Posted: Oct 29, 2012 9:26:36 AM

Yes you are arguing and you are claiming I can't follow the topic. YOU are the one that takes it off topic by claiming I don't understand why boycotts and one size solutions don't work, even though my posts have been exactly about that.

I have been clear about my avoiding dual priced is NOT because of boycotting and that boycotting doesn't work. I also have been clear about why in my area I avoid dual priced to get BETTER value and price with my 5% cb CC.

If you can't understand that, I pity you.

YOU are the one with the anger.

Let me simplify it for you:
1 - Boycotts don't work - and I have never said they do.
2 - The stations should have the right to chose if they want to go dual priced or single priced mode. There are situations for both depending on their demographics. I have NEVER said they don't have a right to dual pricing.
3 - Consumers have the right to chose which method they want to pay (cash, debit or credit) and which stations they wish to patronize. Dual price does not give me more choices that work for me, but do for those that use Cash. No One-Size Fits ALL!
4 - MY best value in MY local area is credit card (5%CB) at a NON-dual priced. In my area I can find credit pricing the same or at least well w/in my 5% CB. Cash pricing HERE, IN MY AREA does not offer me value. YMMV
5 - Dual pricing w/out dual street pricing does not help me determine where to buy gas. WE do not have dual street signage like California.

You won. I am done. I will leave you alone to continue to bash your head against the wall talking to the rjz's and other boycotters that don't understand economics and human nature and the definition of a boycott.
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TreasuryGuy
Champion Author California

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Message Posted: Oct 29, 2012 9:08:15 AM

Respectfully TxJeans,
I am not arguing with you, sir. I am trying to have a rational discussion but you are going off. I am not attacking you except to ask you to stop the anger. This is so bizarre as I pretty much agree with your posts but you have some sort of persecution complex...

Back to the subject at hand... (to the general population)

I have not advocated a "one size fits all." Never. There is a big difference between ALLOWING dual pricing and REQUIRING it for all stations. I have objected to the idea that dual pricing is bad prima facie and should be banned. I fully support a station if they choose to use single pricing.

For the non-TxJeans posters: I have never heard of a rational economic
argument for a boycott. If a non-TxJeans poster has a good explanation, please post it.

Despite repeated requests, the Original Poster, RZJ, has never posted an explanation other than claiming it is a "surcharge." That's an assertion, not an explanation. I am fully open to discussing the subject.
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TxJeans
Champion Author Tampa

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Message Posted: Oct 28, 2012 10:49:54 PM

treasuryguy - you need to look in the mirror.

YOU were the one that started arguing with me.
I have only posted how pricing here affects me and value.

Dual pricing maybe good for SOME stations and for SOME people.

I do not live by the one-size fits all.

I understand clearly what the boycotters are recommending and I have never agreed with it and have said it wouldn't work and why I didn't support it.

YOU have attacked me at every post for saying why I do NOT boycott dual priced stations, but that I also don't patronize them because they provide no value TO ME.

YOU please tone it down.

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TreasuryGuy
Champion Author California

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Message Posted: Oct 28, 2012 10:26:33 PM

TxJeans,
I think you need to calm down a little bit. I have not been ubercritical of you. You seem to think I am criticizing you but I'm not. I pretty much agree with your posts.

I do believe dual pricing should be allowed and it IS better for the consumer. However, you seem to take any posting that even has a slight difference of opinion "uberpersonally." And you have this totally mistaken notion that I think you are a boycotter.

Please calm down and not write reactive diatribes that don't need to be written. Please.

You don't seem to understand what the boycotters are proposing here. They want folks to boycott dual priced stations in order to end the practice. This topic is infamous for wandering astray, but I do believe dual pricing serves a consumer purpose and that it shouldn't be boycotted. I don't advocate that ALL stations be dual priced but I do defend the right of the station owner to dual price.

So please tone it down.
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TxJeans
Champion Author Tampa

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Message Posted: Oct 26, 2012 11:26:38 PM

Excuse me Treasuryguy -

You have more of a track record of being ubercritical

1- I have never proposed banning the dual priced mode, though I wouldn't mind the signage requirements that California has. I have said that dual vs single price mode is a business decision for the station, and that what value that cash discount has is different for different consumers.

2- I have always stated that I do not believe boycotts will work. That I am not boycotting dual priced stations, but instead choosing single priced stations that offer better value to ME with my 5% card.

3- what I have done is state many times that GB needs a durable flag to show which stations are dual priced, and that giving us cash and credit fields alone will not solve the pricing problems on GB unless signage laws change as most folks post from the sign and may not know/recognize that it is a dual priced station. Since ~75-80% use some sort of plastic (debit is often charged the non-cash price) knowing if a station is dual priced would be beneficial.

4 - stated what MY experiences are with prices for dual vs single priced stations in MY area.

5 - it is not as simple as passing on a swipe fee. Yes there are costs to the business for accepting credit, but accepting credit may also bring in more business. If that were not the case, you would not see Dollar Trees now accepting credit cards. It is for the business to do the research on their customer base and determine the best pricing mode for their business model and location.

6- I also post to those that insist the cash price is always the better choice. No, it is NOT always the better choice as I have tried to point out to the guy from Boston. I can locally always meet or beat the cash price at a single mode station using my 5% CB CC (which does not require a rare stand alone station, only pay at pump).

7- This thread is in the boycott forum. And, I have been stating that I am NOT boycotting, but choosing the best value for ME in MY area. That boycotting is not likely to make a difference.

YOU have been hypercritical of me over and over and have put words in my mouth many times - apparently you focused on me because I called your state "Cali" -- so what? So did the GB in their blog!

you seem to have be a broken record putting words in my mouth. I think I have clearly stated my point that I avoid dual priced stations not as part of a boycott which is flat out stupid, nor because it is "evil" but because I choose the best value for myself - and that means usually avoiding these stations. Saying flat out it is the BETTER system is no more correct than saying it is not a valid system. That is a one-size fits all statement. Dual pricing is a business CHOICE. For some stations it may work well, for others maybe not. If it were the "better" system for all, all stations would be dual priced. I don't want to see it forced or banned.

"Consumers are better served by dual pricing. More choice is better."
No - consumers are NOT better served by dual pricing. They MAY be, but it is not a one-size fits all. That is my point. You can go to your dual priced stations and as long as I can find a single priced station within a few cents of your dual priced station's posted cash price, I am better served by the single priced station - on PRICE alone (with my 5% cash back) not even including the other "value" added conveniences. My big point is that GB needs to add a durable flag for these dual priced stations. I don't like passing a good credit price for a cash price 1 cent less that has a 2-10 cent surcharge for credit.

I have only stated my experiences and opinions and have not been the first to call someone a name, or say that they cannot by swayed by logic because my real life example did not fit their fictitious example. I have always supported my statements with my reasoning and real life examples.
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TreasuryGuy
Champion Author California

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Message Posted: Oct 26, 2012 8:23:40 PM

TxJeans,
I agree with you that VALUE is what matters. I did indirectly refer to the value proposition when I said to adjust for a user's perceived quality of gas, etc.

Given the VALUE proposition and the consumer has chosen their preferred station, then it comes down to payment method. I was just trying to point out that each consumer should make that decision for themselves. EVERYTHING ELSE BEING THE SAME, typically the 5% cash back credit card is the best for a consumer that does not carry a balance month to month. Otherwise, the cash discount price tends (but not always) is better for the consumer. Depends on the amount of the cash discount, etc.

I also agree with you that you shouldn't drive too far out of your way to find gas. "Don't waste gas to find gas." I use a rough rule of thumb of 50¢ a mile. If the IRS allows 55¢ now for deductions, you know it is costing more than that!

My entire premise is that the consumer should decide for themselves if the cash price vs. the credit price is better. Other consumers should not try to force their beliefs on their brethren by proposing to outlaw/boycott/ban dual priced stations. (Note I am not saying, you, TxJeans is proposing that but you do seem to be uber critical of others viewpoints IMHO.)

I'm just a guy who thinks consumers ARE smart enough to decide for themselves.
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DanFMA
Champion Author Massachusetts

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Message Posted: Oct 25, 2012 6:24:44 AM

We don't have any.
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scoutmaster
Champion Author Pittsburgh

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Message Posted: Oct 25, 2012 6:19:19 AM

FreddFfish,

Using your credit wisely can help with your cash flow.
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TxJeans
Champion Author Tampa

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Message Posted: Oct 24, 2012 8:53:21 PM

GasTruth - as I said - I go by the stations in MY travels. I go for VALUE and my time, and gas used to go to far flung locations are not adding any value for ME.

I gave you examples from stations on my normal travels. Yes, of course I can find higher priced stations - and lower priced stations somewhere in the city. That wasn't the point of my post.

YOU said that I couldn't think logically - but YOU are the one that is proving that YOU can't think logically if you could not follow the point I was making with facts from MY area.

I don't care what the examples you gave as they are meaningless in my purchase of gas. They are not actual reality for pricing in my travels. The stations I pass on a regular basis have cash prices that I can beat by going to a place on my same path where I can use my credit card with the 5% cash back because the price differential of the offered CASH price on the dual stations does not BEAT my credit card price and the SINGLE priced stations in MY travel area.

I am not going to waste time and fuel driving to some location some snob from Boston posts that is still likely not to save me money.

YOUR example from 10/23 -
Pure 2753 5th Ave S & 28th St S $3.69
Shell 855 Tyrone Blvd N & 9th Ave N $3.55
Mobil 825 49th St N & 9th Ave N $3.53
Bollinger Gas Tyrone Blvd & 38th Ave N $4.15
Shell 7340 Central Ave & Park St $3.59

On my way home w/out even taking the surface streets I pass ONE station. It is SINGLE price mode and yesterday (10/23) was $3.49. That less my 5% still beats the prices you quoted above...without driving out of my way. Yes, there are prices in my county that might beat my CC price, and even my CC price less 5%, but not worth the little savings when considering spent fuel getting there, spent time getting there, and the inconvenience of having to refuel my wallet at an ATM more frequently (I don't like to stop at those at night).

Right now the RaceTrac (single priced, lots of room and pumps and clean big store) is $3.44. The Citgo (dual priced, small, less pumps, less well lighted, less convenient in and out and smaller store) is priced $3.45 for the CASH price. They are on the same corner.

Yep, my single priced RaceTrac ON THE SAME CROSS STREETS, is the better deal - add in my 5% cash back and even better.

Thanks, but I will continue to buy where *I* get the best value for *ME*. Now if you are in Tampa Bay area, feel free to buy from the CITGO. I am NOT stopping you.

"All make the same amount of profit give or take, it is only a matter of how much the cash customer is paying to offset the CC charges the CC users have cost the business."

I have never commented on how much profit one makes over the other - I am just stating where I can get the best value, and around here in the places I travel, I have always found a single price mode station that provides me the better pricing with my credit card than paying cash at the dual priced station.

"Again you can not compare brand X with brand Y. The gas does not cost the same at the terminal. If it does not cost the same then they can not charge the same."

And, tell me when I have ever said they cost the same. There is more to the pricing of gas than just the price of the gas, and more to profit of their location than just the gas. Most have stores as well these days, and they may have different business costs based on ownership/franchise, taxes based on their location and the value of their store, etc.

They must consider traffic in and out of their location and store. They must consider their location and typical customers in their business model. For some, cash discount pricing may drive business away especially if they deal with a lot of business travelers. For others the cash discount may be a draw for their particular customer base. They must consider their ENTIRE business model which may or may not fit the cash discount mode.

Around here, it seems the smaller stations with smaller stores (and some in particular credit challenged neighborhoods) seem more likely to have dual pricing. For the bigger locations like the Racetrac, they may use more single mode pricing to draw the credit card users into their profit centers - the stores.

Regardless, each business must determine the model that works best for them, and each consumer must determine what best meets their needs.

Regardless - boycotting is a worthless exercise. I don't boycott the dual priced because of boycotting them, I just don't use them because I get better value elsewhere.



[Edited by: TxJeans at 10/24/2012 8:54:27 PM EST]
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GasTruth
Veteran Author Boston

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Message Posted: Oct 23, 2012 9:25:54 AM

TxJeans

Pure 2753 5th Ave S & 28th St S $3.69
Shell 855 Tyrone Blvd N & 9th Ave N $3.55
Mobil 825 49th St N & 9th Ave N $3.53
Bollinger Gas Tyrone Blvd & 38th Ave N $4.15
Shell 7340 Central Ave & Park St $3.59

I'm sure you are familiar with the above locations. How do those single priced stations compare to the dual priced stations you have in your area? You can always find a cheaper station just as you can always find a more expensive station. Just cherry pick the ones that suit your argument and viola you prove your point.The argument here is about the concept of dual pricing not can you cherry pick stations to suit your argument.

In my example, I show the different pricing modules of only one station. Do you understand? In other words if you owned a gas station you would need to decide which way to go (SP, Dual Price, Cash Only, Credit Only.
Again my examples are of one station that decides what portion of CC fees the cash customer pays.

Cash Only 3.89
Credit Only 3.97
Cash/CC same price 3.95
Cash/CC diff price 3.92/3.96
Cash/CC diff price 3.89/3.97
Cash/CC diff price 3.85/3.98

All make the same amount of profit give or take, it is only a matter of how much the cash customer is paying to offset the CC charges the CC users have cost the business.

Again you can not compare brand X with brand Y. The gas does not cost the same at the terminal. If it does not cost the same then they can not charge the same.
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FreddFfish
Veteran Author Orange County

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Message Posted: Oct 22, 2012 11:30:26 PM

I disagree. Buy with cash. Don't hand over your money to the credit card company leeches!
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scoutmaster
Champion Author Pittsburgh

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Message Posted: Oct 22, 2012 8:26:10 AM

"So You are lucky CV that You don' t have o pay any surcharge for credit or debit card usage"

So, RJZ, you want the station to eat the transaction fees? Would you? Do you realize that stations that don't charge a higher price for credit or debit cards is making a higher profit on cash sales?
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Michael29644
Champion Author Greenville

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Message Posted: Oct 22, 2012 8:23:10 AM

"DP CITGO on US19 both 3.59"

TxJeans,

Just curious, Pinellas County?
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TxJeans
Champion Author Tampa

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Message Posted: Oct 22, 2012 7:44:19 AM

"You just look at the PRICE of gasoline. If you are paying credit and the credit price makes sense, pay with your credit card. "

Well TreasuryGuy - I don't live in CALIFORNIA. Around here it is not so simple to just LOOK at the price. The PRICE is not posted on the street corner for the credit price at dual stations. I don't like having to drive up to see what I might pay. GB does not show both cash and credit. And, I don't like having to use up all my cash at one fill up. I don't like carrying a lot of CASH. If the price is DRAMATICALLY different than the single price stations, it might be worth driving in, but why waste gas and time guessing when the posted price is a penny or so, and when it is possible that they do not process the card such that I get the full 5% cash back (If I pay in the store, for instance, I don't get my 5%).

"What matters is PRICE"

Nope - the value for the dollar matters. That may include more than price. I shop on VALUE all the time, and not just price. I value my safety,and my convenience and time.

The other thing is that Gas Truth said is Gas Truth's pricing model. He implied that I couldn't follow logic when he posted this example of 4 pricing models and I have my REAL LIFE example of what I find around me. His example:
Cash Only 3.89
Credit Only 3.97
Cash/CC same price 3.95
Cash/CC diff price 3.92/3.96
Cash/CC diff price 3.89/3.97
Cash/CC diff price 3.85/3.98

My first example based on local pricing:
Dual priced station 3.67
Single priced station 3.67 - 3.68 with more pumps and easier ingress and egress. Thanks, but I will pass on the CITGO, EXXON, BP and rare other stations as I can always do better at a single priced station with my 5% cash back card.

My real life example from the day I posted it:
SP RaceTrac - Many pumps 3.55
SP RaceTrac Many pumps 3.56 - DP CITGO same corner 3.57
SP Hess many pumps 3.56
SP Sunoco - many pumps 3.57

All of these have about 1/3 to 1/2 less pumps or for the one Citgo, 2 pumps
DP BP just south of the HESS on way home 3.63
DP EXXON 3.59
DP EXXON 3.65
DP CITGO on US19 both 3.59

He told me that: "It is hard to believe that none of the Citgo, Exxon or BP stations in your area have a huge location with many pumps with pay at the pump. And can you please stop your dribble of ""I can always do better at a single priced station with my 5% cash back card."" Because you can use that same card at ANY station that aCCepts credit cards. "

And - I am not fibbing when I state the size of the stations on my route.
In most of the dual priced stations I lose value (and price). If the difference between the stations is only 1-2 cents, the savings if any is minimal. For one, the dual priced station my process my card in a way that I do not get my full 5% cash back, and is less convenient to me. For a penny a gallon, I will go to the station that I know I get my full cash back, and is most efficient to stop at time-wise and safety-wise. But, for most stations around ME, the CREDIT price at the dual priced station is equal to or more than the CREDIT price at the stations I prefer. AND, I don't have to drive in to the pump to make sure they haven't increased the "surcharge" for credit cards.

No surprises, ease of access, safety, assured cash back all count in my decision, not just posted price on a sign.

As I have stated over and over - I am posting MY preferences and reason based on MY experiences in MY local market. California, Long Island come to mind as places where I might have to change my habits.

"As a consumer, you should just care about the value you get for your dollar, cash or credit. "

Exactly - the value of my purchase. And for me, it is always a better value for me using my 5% CBC at a SINGLE priced station in MY area.

Back to the topic --> I don't actively BOYCOTT as BOYCOTTS like this wouldn't work. I buy on value to ME.



[Edited by: TxJeans at 10/22/2012 7:49:57 AM EST]
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TreasuryGuy
Champion Author California

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Message Posted: Oct 21, 2012 11:12:53 AM

TxJeans and GasTruth,
You both are essentially saying the same thing but are hung up on the words.

What matters is PRICE. As a consumer, you do not have to concern yourself with gas station economics. You just look at the PRICE of gasoline. If you are paying credit and the credit price makes sense, pay with your credit card. If you are paying cash and the cash price makes sense to you, pay cash. You can internally make choices about the quality of gas, convenience, etc. (e.g., you may be willing to pay more for Chevron gas than unbranded), but once you PRICE those differentials in your brain, the payment method is a SEPARATE decision. Then just decide which payment method is best for YOU.

The cash/credit differential is readily apparent in gas stations only because the margins are so thin in the station business. Many, many businesses provide a cash/credit differential but they lower cash price is hidden until you ask/negotiate. Try buying furniture with cash. You can negotiate a lower price.

In a low margin, dog-eat-dog business, there will be examples of one station cash only, credit/cash same price, credit/cash differential price that will have lower prices than nearby alternative priced stations. That really doesn't prove anything. Different stations have different costs and those owners price at different profit margins.

As a consumer, you should just care about the value you get for your dollar, cash or credit.
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TxJeans
Champion Author Tampa

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Message Posted: Oct 18, 2012 10:57:59 PM

awalke "Please contact your government officials and ask them to close the "cash discount" loophole. They are not truly offering a discount for cash it's just the way they can get away with charging more for credit! "

Seriously, the businesses have a right to give a cash discount. The use of credit cards comes with costs. Each business must analyze those costs and determine if they come out a head with cash discounts with the potential loss of credit card customers, or charging everyone a somewhat higher charge and lose some cash customers.

The customers also have the right to walk with their feet and go where they feel they get the best value. That is what is great about our country!
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awaltke
Rookie Author New York

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Message Posted: Oct 18, 2012 11:42:11 AM

Please contact your government officials and ask them to close the "cash discount" loophole. They are not truly offering a discount for cash it's just the way they can get away with charging more for credit!
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TxJeans
Champion Author Tampa

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Message Posted: Oct 17, 2012 9:48:25 PM

Gas Truth - I can only state MY experience on the routes I normally take.
"It is good to see that you can not be swayed by logic, reason or common sense. So you have no comment about my example on pricing modules? I see you have ignored it again. It is hard to believe that none of the Citgo, Exxon or BP stations in your area have a huge location with many pumps with pay at the pump. And can you please stop your dribble of ""I can always do better at a single priced station with my 5% cash back card."" Because you can use that same card at ANY station that aCCepts credit cards. "

As to YOUR model, that is fine and may be where YOU are, but it is NOT what I see around my travels on a day to day basis and I buy based on pricing in MY area, not yours.

If I can find the same or lower price than the CASH price at a single priced station, my 5% saves me more than using it at a station that charges MORE than the single price for their credit. SIMPLE MATH!Yep, I CAN always do better at a single priced station on my route with my CB card at 5%. Haven't failed yet.

These are the stations on my way home from work if I don't stay on the Interstate (in which case I pass 1 station SP Rally at 3.57)

Most are on one main road, the two RaceTrac's are on easy off from highway between expressway and the main N/S road. SP= Single mode pricing, DP = Dual mode pricing

SP RaceTrac - Many pumps 3.55
SP RaceTrac Many pumps 3.56 - DP CITGO same corner 3.57
SP Hess many pumps 3.56
SP Sunoco - many pumps 3.57

All of these have about 1/3 to 1/2 less pumps or for the one Citgo, 2 pumps
DP BP just south of the HESS on way home 3.63
DP EXXON 3.59
DP EXXON 3.65
DP CITGO on US19 both 3.59

Yep - my $$ goes to the single priced station that is the same or less than the cash price at the DUAL priced station (meaning the CREDIT price is even HIGHER at those dual priced stations)-- EASY PEASY.

Again - This is MY experience and YMMV depending on where you live.

I have YET to find a place were it is to my advantage to pay CASH where "I" drive. And, even if I could save a penny or two a gallon, there are OTHER factors that may sway my decision - as cleanliness, safety, time, easy of entry/egress etc.

I buy my gas based on the full package / value to ME.

I think it is YOU that are not swayed by logic, reason or common sense! LOL! It is NOT DRIBBLE but FACT that to date, I have ALWAYS done BETTER using my 5% CASH BACK at a SINGLE priced station in MY AREA.



[Edited by: TxJeans at 10/17/2012 9:51:29 PM EST]
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GasTruth
Veteran Author Boston

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Message Posted: Oct 16, 2012 9:07:12 AM

TxJeans

It is good to see that you can not be swayed by logic, reason or common sense. So you have no comment about my example on pricing modules? I see you have ignored it again. It is hard to believe that none of the Citgo, Exxon or BP stations in your area have a huge location with many pumps with pay at the pump. And can you please stop your dribble of ""I can always do better at a single priced station with my 5% cash back card."" Because you can use that same card at ANY station that aCCepts credit cards.

Hey RZJ

How about you try to give us something worth reading. How about you read my example below and have someone explain it to you so that you can comment on it. Why should the cash paying customer pay for your CC usage?
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Cummins2500
Champion Author Iowa

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Message Posted: Oct 15, 2012 3:42:21 PM

I'm surprised that so few people are even aware of the fact that the cost to a business to accept Credit Card as payment includes that cost into every thing they, if people were to take the time and ask they might be surprised to find that many business are willing to give a customer a discount for paying with cash you just need to ask. Example when I had no dental insurance I could either pay with cash and or use there payment plan, but by paying cash they offer everyone (if your willing to ask) a minimum of a 5% discount for paying with cash/check. Another example many Chinese restaurants willingly give a discount if you pay with CASH because doing so saves them money, so why is so many are okay with other business who give/offer a cash discount but not gas stations?

[Edited by: Cummins2500 at 10/15/2012 3:45:20 PM EST]
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TxJeans
Champion Author Tampa

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Message Posted: Oct 14, 2012 8:34:02 PM

GasTruth -

Around here:

Dual priced station 3.67
Single priced station 3.67 - 3.68 with more pumps and easier ingress and egress. Thanks, but I will pass on the CITGO, EXXON, BP and rare other stations as I can always do better at a single priced station with my 5% cash back card.
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Michael29644
Champion Author Greenville

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Message Posted: Oct 13, 2012 5:50:54 PM

"So You are lucky CV that You don' t have o pay any surcharge for credit or debit card usage"

Oh, he's paying a surcharge. It's just built into the pump price. And the cash paying customers are subsidizing the rest of the credit card fees incurred by the station because of the credit card users. In fact, anything that can be purchased by using a credit card has an extra cost built into its price solely because of credit card purchases. Banks aren't benevolent entities. They're out to make money, and they make a ton of it off of credit card swipe fees and discount rates.
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RZJ
Champion Author New Jersey

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Message Posted: Oct 13, 2012 3:23:47 PM

So You are lucky CV that You don' t have o pay any surcharge for credit or debit card usage
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cv
Champion Author Raleigh

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Message Posted: Oct 9, 2012 6:52:55 AM

For whatever reason, stations in my area do not charge differently between credit and purchases of gasoline, so I don't have that problem.
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maxstar
Champion Author Chicago

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Message Posted: Oct 4, 2012 12:53:35 PM

Gasonly12: Your response has nothing to do with this topic. Besides, your plan to lower gas prices is to stop buying cigarettes, papers, pop, sandwiches, candy, coffee, lottery and tickets? Seriously?
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GasTruth
Veteran Author Boston

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Message Posted: Oct 4, 2012 12:19:50 PM

HERE IS A REPOST FROM A FEW MONTHS AGO.

Just to be clear dual pricing is in fact a surcharge for CC. Due to legal reasons it is worded as a "cash discount". A dual priced station changing to single price will neither revert to its original cash or original CC price. It will be in between the two but closer to the CC price.

I have given this example before but none of the regulars seem to understand/remember it. Let me try again. You have four pricing modules; 1)cash only 2)cash/credit = same price 3)cash/credit= different price 4) credit only. Assuming you have four different stations and each of them implementing a different pricing structure where all four pay the same amount for the gas, have the same CC to cash ratio (cash/credit stations) and all pay the same CC fees then the following example will have each station making virtually the exact same profit.

Cash Only 3.89
Credit Only 3.97
Cash/CC same price 3.95
Cash/CC diff price 3.92/3.96
Cash/CC diff price 3.89/3.97
Cash/CC diff price 3.85/3.98

All make the same amount of profit give or take, it is only a matter of how much the cash customer is paying to offset the CC charges the CC users have cost the business. It is only a matter of business module chosen. No one is overpricing. No one is gouging. No one is unfair. And saddly no one is making any money.

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EvPv
Champion Author Maine

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Message Posted: Oct 2, 2012 8:09:02 PM

I have seen two small stores that offer a 2% discount for their merchandise for cash purchases. They are not gas stations.
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Michael29644
Champion Author Greenville

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Message Posted: Oct 2, 2012 1:43:33 PM

"Gas stations are no different than any other merchant. They are charged the same fees by credit card processing companies as everyone else but they are the only ones allowed to charge more for the same product under the guise of a "CASH DISCOUNT". Wake up! There is NO discount for paying with cash only a surcharge for paying with credit. Contact your local, state and federal government officials and demand that they close this loophole."

Why should cash paying customers be forced to subsidize peoples' addiction to credit?

"To those saying so what go somewhere else; just try to picture if this practice is allowed to spread into every area of the retail industry. Do you want to walk into the grocery store, department store, movie theater, etc and have 2-tier pricing? I don't think so! Then you will be crying for a boycott."

No, I'd bet people would think twice before whipping out their plastic to pay for everything. And the types of businesses you cite don't operate on razor thin margins in such a fiercely competitive industry.
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awaltke
Rookie Author New York

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Message Posted: Oct 2, 2012 12:27:24 PM

The gas station is charged for credit and debit card transactions thus the reason they are charging more for people who use their credit/debit card. This is part of the cost of doing business. If you don't like it than don't accept credit cards.

Gas stations are no different than any other merchant. They are charged the same fees by credit card processing companies as everyone else but they are the only ones allowed to charge more for the same product under the guise of a "CASH DISCOUNT". Wake up! There is NO discount for paying with cash only a surcharge for paying with credit. Contact your local, state and federal government officials and demand that they close this loophole.

To those saying so what go somewhere else; just try to picture if this practice is allowed to spread into every area of the retail industry. Do you want to walk into the grocery store, department store, movie theater, etc and have 2-tier pricing? I don't think so! Then you will be crying for a boycott.
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orangecrush35
All-Star Author Miami

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Message Posted: Oct 1, 2012 7:19:33 PM

maybe you should watch what you say man.
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TopTierFuel
Rookie Author Boston

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Message Posted: Sep 30, 2012 11:49:15 PM

Maybe if you want a thread locked you should start by not posting in it. Especially when you have nothing relevant or new to add to the discussion.



[Edited by: TopTierFuel at 9/30/2012 11:56:24 PM EST]
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TxJeans
Champion Author Tampa

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Message Posted: Sep 30, 2012 1:58:01 PM

deleted

[Edited by: TXJEANS at 9/30/2012 1:58:42 PM EST]
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orangecrush35
All-Star Author Miami

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Message Posted: Sep 30, 2012 10:11:10 AM

i also wish the mods would lock this thread.
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TxJeans
Champion Author Tampa

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Message Posted: Sep 30, 2012 8:32:31 AM

I see the mods locking so many threads - and it seems this would be one that could be locked.

That said - This boycott won't work, though someone might say I boycott the cash discounted places. No, I don't "boycott" them, I just chose the best value for my needs.

Where I buy gas depends on more than just price alone, but on value for the dollar. Other factors come into play such as:
* convenience (time has value to, so I won't drive a long ways out of my way to save a penny or two),
*safety (I don't like carrying large amounts of cash or going to an ATM to get cash at night or unsafe locations)
* Cleanliness - station needs to look well enough maintained that I don't have to worry about bad tanks and gas, etc.

As to pricing - stations have a cost for handling cash and a cost for handling credit. They have to consider the pros and cons of dual pricing and if it saves them money or costs them in lost business. Even the Dollar Tree now excepts plastic.

I don't live in LI where apparently the spread between cash and credit has escalated so my opinion is based on my experience here. Down here I can still find clean, well maintained, safe stations that take credit for the same or within 2 cents of posted cash prices at the dual stations. Add in my 5% cash back and I am better off at the single mode station - beating the cash price down the road at the dual priced CITGO, EXXON etc.
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Michael29644
Champion Author Greenville

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Message Posted: Sep 29, 2012 11:11:31 PM

Oh, how I wish the mods would lock this absolutely worthless thread. It's gone on for entirely too long and hasn't accomplished anything useful. It's like a broken record. GB, I think a few of these posters are doing the functional equivalent of posting "OK" to stories posted in the daily news forum.
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Gas_Buddy
Champion Author Maryland

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Message Posted: Sep 29, 2012 9:20:34 PM

Just trying to get some clarification from some apparently astute posters.

orangecrush35 wrote:
"i really think it,s a waste of time." and "i pay for gas with credit."

What's a waste of time? Boycotting?
And, maybe I'm missing something, but what does how you pay for gas have to do with boycotting gas stations with separate prices for cash and credit? How you pay is irrelevant to the topic, isn't it, just as much as if I posted that, years ago, you had to sign the receipt for your credit card purchase. It might be interesting, but, that you pay for gas with credit... So what?

pricewar wrote:
"get real"

I'm probably missing some of the insight in that response, but can you perhaps better explain what you mean by "get real"? What or who should "get real", or what are you referring to?

Sorry, just trying to get clarification about the responses to the original post.
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orangecrush35
All-Star Author Miami

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Message Posted: Sep 29, 2012 6:26:55 PM

i really think it,s a waste of time.
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jessferg421
Rookie Author South Carolina

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Message Posted: Sep 29, 2012 2:35:21 PM

Boycotting is silly. If you don't like the way something is, move on.
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orangecrush35
All-Star Author Miami

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Message Posted: Sep 28, 2012 9:03:01 AM

i pay for gas with credit.
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pricewar
Champion Author Ogden

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Message Posted: Sep 27, 2012 9:06:47 PM

get real
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Gas_Buddy
Champion Author Maryland

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Message Posted: Sep 26, 2012 11:04:21 AM

orangecrush35:

I'm just trying to clarify something you wrote. Your last post reads:

"my fellow people what i said was we should not be paying at all to use gas station i know it,s hard to understand me i know that."

Are you saying that we shouldn't be paying to use gas stations? Because, if that's what you're implying, we don't pay to use gas stations; we pay to obtain their products or services.

If you're saying "we should not be paying at all to use gas station" meaning that gas and other products and services should be free, could you explain how a gas station (or any other business) can remain in operation providing their products or services at no cost?

Not trying to be critical, just trying to understand your comment.
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pricewar
Champion Author Ogden

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Message Posted: Sep 26, 2012 1:45:50 AM

LOL..Michael129644, and Orangecrush35, Amen to that!
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TreasuryGuy
Champion Author California

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Message Posted: Sep 24, 2012 9:04:38 PM

If the cash price makes sense, pay cash.

If the credit price makes sense, pay credit.

If you are paying cash, the credit price is irrelevant to you.

If you are paying credit, the cash price is irrelevant to you.

If you are conflicted, you can make the choice for what is best for your own pocketbook.

Don't impose your viewpoint on others.
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orangecrush35
All-Star Author Miami

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Message Posted: Sep 24, 2012 10:31:12 AM

my fellow people what i said was we should not be paying at all to use gas station i know it,s hard to understand me i know that.
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Michael29644
Champion Author Greenville

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Message Posted: Sep 23, 2012 9:30:32 PM

"i feel like we have ignorant people here."

orangecrush35,

Well, since you made the statement in question, perhaps you could elaborate on just what you meant. I've read it several times and I'm not exactly sure you what you meant by "5or 6 cent surcharge on gas paying customers." Can you help me out with that, because I've heard of gas customers, and I've heard of paying customers, but I've never heard the phrase "gas paying customers."
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orangecrush35
All-Star Author Miami

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Message Posted: Sep 23, 2012 1:21:30 PM

i feel like we have ignorant people here.
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Michael29644
Champion Author Greenville

Posts:6,939
Points:1,211,200
Joined:Jan 2011
Message Posted: Sep 22, 2012 12:01:45 AM

"why should we boycott cash and credit gas stations we have a right to discounts for us gas patrons who buy gas and have to pay a 5or 6 cent surcharge on gas paying customers."

Could someone please translate that into something a bit more coherent?
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TreasuryGuy
Champion Author California

Posts:3,042
Points:1,724,655
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Message Posted: Sep 21, 2012 11:32:10 PM

If the cash price makes sense, pay cash. If the credit price makes sense, pay credit.

Don't impose your viewpoint on others.
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orangecrush35
All-Star Author Miami

Posts:624
Points:21,895
Joined:May 2005
Message Posted: Sep 19, 2012 4:59:55 PM

too bad wal-mart does not have gas stations.
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