Not Logged In Log In   Sign Up   Points Leaders
Follow Us    7:15 PM

Message Forum - Read Message

Category: General Gas Talk > Topics Add to favorite topics   Post new topicPost New Topic
Author Topic: Would you recommend applying for a gas credit card? Back to Topics
QueenMother

Champion Author
New Hampshire

Posts:10,206
Points:2,811,375
Joined:May 2006
Message Posted: Feb 5, 2014 7:16:52 AM

Yes, it comes in handy when you're short on cash.
REPLIES (newest first) Post a Reply
Profile Pic
granitestater
Champion Author New Hampshire

Posts:12,647
Points:2,156,555
Joined:Oct 2008
Message Posted: May 1, 2014 12:51:50 AM

Yes, I like to keep my gas purchases separate from other purchases because of the problem of gas pump skimmer scams. If something other than a gas purchase shows up on my gas card. I know it's a fraud. And it's easy to prove.
Profile Pic
StraKat
Champion Author Ohio

Posts:4,930
Points:1,109,200
Joined:Jan 2011
Message Posted: Apr 30, 2014 11:42:59 PM

Only if you pay it in full.
Profile Pic
HAMMER90210
Champion Author Montreal

Posts:1,481
Points:789,450
Joined:Feb 2012
Message Posted: Apr 30, 2014 11:29:30 PM

No
Profile Pic
Tony4150
All-Star Author North Carolina

Posts:575
Points:477,550
Joined:Oct 2013
Message Posted: Apr 30, 2014 6:47:10 PM

Not unless you can manage yourself
Profile Pic
OceanArcher
Champion Author Mississippi

Posts:8,500
Points:1,999,995
Joined:May 2004
Message Posted: Apr 30, 2014 8:32:55 AM

Nope - just another thread for the government to track you with ...
Profile Pic
ScottAdams5
Champion Author New York

Posts:2,584
Points:818,560
Joined:Jan 2012
Message Posted: Apr 30, 2014 5:40:23 AM

No.
Profile Pic
wamster
Champion Author Houston

Posts:7,325
Points:1,242,135
Joined:May 2007
Message Posted: Apr 30, 2014 4:40:58 AM

It depends on the rewards offered, the amount of fuel puchased in a month, and interest rates. I have an Exxon/Mobil card which saves me 6 cents a gallon if you purchase at least 45 gallons in a billing cycle. I pay it off every month.

So many regular credit cards offer up to 3% back on fuel purchases.
Profile Pic
goldmonk
Champion Author Toronto

Posts:1,451
Points:408,770
Joined:Mar 2014
Message Posted: Apr 30, 2014 2:47:25 AM

only if it has big cash rebate
Profile Pic
dfp609
Champion Author Cincinnati

Posts:2,640
Points:815,030
Joined:Feb 2012
Message Posted: Apr 28, 2014 5:36:04 AM

No.
Profile Pic
goldmonk
Champion Author Toronto

Posts:1,451
Points:408,770
Joined:Mar 2014
Message Posted: Apr 28, 2014 3:13:15 AM

no
Profile Pic
mohrorless
Champion Author New York

Posts:1,435
Points:1,208,500
Joined:Sep 2005
Message Posted: Apr 16, 2014 6:28:53 AM

Not unless it has REAL good benefits
Profile Pic
estroh
Champion Author Indiana

Posts:6,715
Points:1,468,450
Joined:May 2011
Message Posted: Apr 11, 2014 12:05:13 AM

Yup
Profile Pic
santa_banta
Rookie Author San Jose

Posts:49
Points:70,565
Joined:Apr 2014
Message Posted: Apr 9, 2014 10:31:54 AM

yes
Profile Pic
pt88
Champion Author North Carolina

Posts:5,418
Points:1,419,175
Joined:Dec 2009
Message Posted: Apr 9, 2014 10:01:09 AM

no
Profile Pic
DAWGnh
Champion Author New Hampshire

Posts:1,616
Points:619,370
Joined:Mar 2011
Message Posted: Apr 9, 2014 9:32:01 AM

no
Profile Pic
lwood655
Champion Author New Orleans

Posts:1,048
Points:902,035
Joined:Aug 2004
Message Posted: Apr 9, 2014 9:00:22 AM

no
Profile Pic
estroh
Champion Author Indiana

Posts:6,715
Points:1,468,450
Joined:May 2011
Message Posted: Apr 9, 2014 12:02:08 AM

yup
Profile Pic
bobjd445
Sophomore Author Fort Wayne

Posts:125
Points:2,065
Joined:Mar 2014
Message Posted: Apr 8, 2014 9:00:05 AM

No. Unless you payoff the balance in full each month. 20-30% interest sucks
Profile Pic
cujo1977
Champion Author Nashville

Posts:2,332
Points:524,405
Joined:Apr 2013
Message Posted: Apr 7, 2014 7:28:46 AM

N
Profile Pic
goldmonk
Champion Author Toronto

Posts:1,451
Points:408,770
Joined:Mar 2014
Message Posted: Apr 7, 2014 7:16:33 AM

no
Profile Pic
mawtaow
Champion Author Boston

Posts:2,415
Points:1,107,525
Joined:Mar 2011
Message Posted: Apr 7, 2014 6:18:01 AM

no
Profile Pic
estroh
Champion Author Indiana

Posts:6,715
Points:1,468,450
Joined:May 2011
Message Posted: Apr 7, 2014 12:12:28 AM

Yup
Profile Pic
04Ram1500
Champion Author Boston

Posts:8,904
Points:2,440,710
Joined:Feb 2008
Message Posted: Apr 5, 2014 12:38:13 AM

No
Profile Pic
RF4CPhantom
Champion Author Oklahoma City

Posts:14,867
Points:2,485,105
Joined:Feb 2008
Message Posted: Apr 4, 2014 11:33:55 AM

I would say this would depend on the person and their Finances.
Profile Pic
PatAZ
Champion Author Tucson

Posts:10,240
Points:147,430
Joined:May 2008
Message Posted: Apr 4, 2014 11:26:11 AM

No reason not to if you keep it paid off.
Profile Pic
Nomofriggincube
Champion Author Miami

Posts:10,901
Points:2,122,505
Joined:Oct 2005
Message Posted: Apr 4, 2014 11:14:29 AM

some now give money back.
Profile Pic
kdanish
Champion Author Santa Barbara

Posts:1,188
Points:393,260
Joined:Jan 2014
Message Posted: Apr 4, 2014 10:40:05 AM

No
Profile Pic
tkawashima
Champion Author Honolulu

Posts:6,773
Points:1,631,645
Joined:Sep 2010
Message Posted: Apr 4, 2014 10:20:23 AM

no
Profile Pic
bhWY
Champion Author Wyoming

Posts:1,282
Points:1,382,845
Joined:Dec 2009
Message Posted: Apr 4, 2014 10:06:38 AM

yes, it makes life a lot easier
Profile Pic
MertieMan
Champion Author Lexington

Posts:17,874
Points:3,633,235
Joined:May 2005
Message Posted: Apr 4, 2014 10:04:43 AM

I don't recommend in applying for a credit card of any kind.
Profile Pic
mawtaow
Champion Author Boston

Posts:2,415
Points:1,107,525
Joined:Mar 2011
Message Posted: Apr 4, 2014 5:53:45 AM

no
Profile Pic
gus8441
Champion Author Baltimore

Posts:3,626
Points:1,104,920
Joined:Feb 2012
Message Posted: Apr 3, 2014 10:26:36 PM

no
Profile Pic
OceanArcher
Champion Author Mississippi

Posts:8,500
Points:1,999,995
Joined:May 2004
Message Posted: Apr 3, 2014 9:04:00 PM

Pay cash - no extra charges incurred
Profile Pic
redfish67
Champion Author Dallas

Posts:2,001
Points:505,400
Joined:Dec 2013
Message Posted: Apr 3, 2014 10:15:20 AM

no
Profile Pic
bluenvoy
Champion Author Nashville

Posts:17,387
Points:2,144,865
Joined:Oct 2005
Message Posted: Apr 3, 2014 9:57:43 AM

No.
Profile Pic
lwood655
Champion Author New Orleans

Posts:1,048
Points:902,035
Joined:Aug 2004
Message Posted: Apr 2, 2014 10:39:36 PM

no
Profile Pic
dfp609
Champion Author Cincinnati

Posts:2,640
Points:815,030
Joined:Feb 2012
Message Posted: Apr 2, 2014 5:36:57 AM

Only if the rewards that you can get are better than those that you receive from you current credit card(s).
Profile Pic
estroh
Champion Author Indiana

Posts:6,715
Points:1,468,450
Joined:May 2011
Message Posted: Apr 2, 2014 1:12:13 AM

Yup
Profile Pic
DAWGnh
Champion Author New Hampshire

Posts:1,616
Points:619,370
Joined:Mar 2011
Message Posted: Mar 29, 2014 1:06:44 AM

no
Profile Pic
mybigtruck
Champion Author San Jose

Posts:1,289
Points:817,915
Joined:Oct 2009
Message Posted: Mar 29, 2014 12:41:29 AM

Nope. I get more cash back for fuel purchases from other credit cards
Profile Pic
estroh
Champion Author Indiana

Posts:6,715
Points:1,468,450
Joined:May 2011
Message Posted: Mar 29, 2014 12:19:55 AM

Yup
Profile Pic
Kyun7
Sophomore Author Seattle

Posts:120
Points:205,595
Joined:Oct 2011
Message Posted: Mar 25, 2014 7:18:12 PM

Yes
Profile Pic
TayHanStick
Champion Author West Virginia

Posts:7,284
Points:1,307,575
Joined:Sep 2006
Message Posted: Mar 25, 2014 3:14:32 PM

no
Profile Pic
CommanderTech
All-Star Author Toronto

Posts:725
Points:312,210
Joined:Apr 2011
Message Posted: Mar 25, 2014 3:10:46 PM

If you like the benefits
Profile Pic
gus8441
Champion Author Baltimore

Posts:3,626
Points:1,104,920
Joined:Feb 2012
Message Posted: Mar 25, 2014 2:28:35 PM

no
Profile Pic
nraacct
Champion Author North Carolina

Posts:9,608
Points:1,819,315
Joined:Jul 2004
Message Posted: Mar 25, 2014 2:27:11 PM

A debit card works just as well as a credit card.
Profile Pic
ScottAdams5
Champion Author New York

Posts:2,584
Points:818,560
Joined:Jan 2012
Message Posted: Mar 25, 2014 2:04:19 PM

No.
Profile Pic
TomB2
Champion Author St. Louis

Posts:2,941
Points:602,135
Joined:Jul 2013
Message Posted: Mar 25, 2014 1:11:27 PM

Possibly if there is either a discount or rebate involved. Otherwise, I have no need for one.
Profile Pic
hjl17
Champion Author Toronto

Posts:5,903
Points:1,340,155
Joined:Jul 2011
Message Posted: Mar 25, 2014 6:34:25 AM

No
Profile Pic
BobFang
Champion Author Cincinnati

Posts:2,293
Points:629,090
Joined:Jul 2012
Message Posted: Mar 25, 2014 6:34:04 AM

Why would I do that? My regular credit card works fine and I get rewards points too.
Profile Pic
dfp609
Champion Author Cincinnati

Posts:2,640
Points:815,030
Joined:Feb 2012
Message Posted: Mar 25, 2014 6:19:42 AM

No. Any VISA or MasterCard should work, and they can be used to purchase goods and services just about anywhere (not just at gas service stations).
Post a reply Back to Topics