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Author Topic: Credit Card prices preferred! Back to Topics
gazol

Sophomore Author
California

Posts:213
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Joined:Oct 2004
Message Posted: Feb 14, 2013 6:00:28 PM

Usually, filling my fuel tank costs me More than $40. I prefer not to pay with cash mostly because it cannot be done at the pump. But, I really don't like carrying a lot of cash with me when I am not in a familiar setting. While the long-suffering moderators of Gas Buddy have opted for reporting cash prices, I think that Credit prices would be more useful to most participants using Gas Buddy. I wouldn't mind knowing if a gas station charges less for cash purchases, but I think that stations should post prices for credit card sales because most of their sales are to folks who use credit cards. (Posting cash prices when credit card prices are higher is deceptive! But, that's a whole new forum topic!)

What do you think about this? What do you need to know before you choose a station where you will buy fuel? Would you prefer the credit-card price, or the cash price?

[Edited by: gazol at 2/14/2013 6:02:33 PM EST]
REPLIES (newest first) Post a Reply
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davisadm
Champion Author Los Angeles

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Message Posted: May 2, 2013 10:40:43 PM

Keep posts with the lowest prices. Usually debit card purchases are same as cash, if you want to use a card. I want to know the lowest price.
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TxJeans
Champion Author Tampa

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Message Posted: May 2, 2013 8:40:49 PM

Around here I can beat the cash price at the next station over using my 5% cash back card. So far, I have yet to find a cash discount that beats my cash back card.
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gazol
Sophomore Author California

Posts:213
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Message Posted: May 2, 2013 4:54:54 PM

MITO5: I use a credit card where and when credit price=cash price. I like using a credit card (usually AMEX) because I get 4% back on all gas purchases. That is my way of reducing the price/gallon.
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MIT05
Champion Author Massachusetts

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Message Posted: May 1, 2013 3:55:23 AM

I try to use a station that offers the same for cash or credit.
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twt
Champion Author Virginia Beach

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Message Posted: May 1, 2013 3:49:53 AM

I always pay at the pump.
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scottmccarrick
Champion Author Boston

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Message Posted: May 1, 2013 3:42:29 AM

use a debit card. same price as cash
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mybigtruck
Champion Author San Jose

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Message Posted: May 1, 2013 3:35:35 AM


If they don't take credit card, I don't stop for fuel.

I've wasted a couple of trips using gasbuddy to find out stations are cash-only
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olympusman2004
Champion Author Maryland

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Message Posted: May 1, 2013 1:15:52 AM

y
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pbarbee
Champion Author North Carolina

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Message Posted: May 1, 2013 12:29:10 AM

I use my credit card even though most station that offer cash prices are anywhere from 6 cents to 10 cents cheaper
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zardoz74
Veteran Author Houston

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Message Posted: Apr 30, 2013 10:02:35 PM

I like the cheapest price (cash).
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kjSC
Champion Author South Carolina

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Message Posted: Mar 8, 2013 7:36:46 AM

Definitely agree that credit card prices should be posted as its a shock when you see the posted price I'd different than the pump price.
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OilerFan
Champion Author Tulsa

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Message Posted: Mar 8, 2013 7:24:09 AM

I pay at the pump, but for me, the price is the same. In all the places I've driven in other states, I've not had to pay a different price with a credit card. So the cash price being posted doesn't bother me.
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MIT05
Champion Author Massachusetts

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Message Posted: Mar 8, 2013 7:15:36 AM

No your prices.
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FocusFree
Champion Author Ottawa

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Message Posted: Mar 8, 2013 6:38:14 AM

Credit transactions usually cost the merchant 2% so that is the amount that I can accept as a surcharge...gas stations generally work on tight margins it is the suppliers that make the dough. What should occur is this transaction fee being added to the cost post purchase rather than in the actual price; thus if I buy $40 worth of fuel I pay 40.80 on credit.
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beachd8
Champion Author Orange County

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Message Posted: Mar 8, 2013 1:38:54 AM

I buy scrip at the local high school for gas purchases. Therefore, I only use the cash price. If two prices are posted for a station, I report neither. I don't shop at stations with double prices.
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2Tall
Champion Author Maryland

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Message Posted: Mar 8, 2013 1:12:39 AM

credit
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gazol
Sophomore Author California

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Message Posted: Feb 15, 2013 3:55:58 PM

GASBUDDY: Of course, you're correct in your comment about how frequently I post prices. I'm in my 77th year of life and, quite frankly, I don't drive around as much as I once did. (Sometimes I forget to post the prices I see at stations, but that's another problem I have that seems to loom prominent in my daily efforts!) Some stations, but not most, do post both cash and credit prices. And some stations, again not most, do not have different prices for cash and credit purchases. A few stations (and all ARCO stations) charge extra for purchases made with debit cards.

mr_thumper: I usually shop at Shell, Chevron, and a few others that sell diesel fuel; some post both cash and credit prices. Most show only cash prices for all grades (and diesel when available). When the prices are posted, usually the prices are for cash purchases. If the credit card price is not the same as cash, the difference is nearly always 10-cents more per gallon. Costco doesn't sell diesel fuel in California. Inasmuch as all diesel fuel is the same in the United States, I buy the cheapest I can find. But, I never pay cash.

Very few stations permit cash purchases at the pump. Most require a visit to the cashier before dispensing fuel to a motorist.

Thanks much for your responses.
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rex0000
Sophomore Author Indianapolis

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Message Posted: Feb 15, 2013 3:34:29 PM

im same
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mr_thumper
Sophomore Author Fresno

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Message Posted: Feb 15, 2013 3:10:27 PM

PithyOpiner, I would like to know where you shop? I live near Fresno and I don't ever recall seeing any California station which only posted one price..unless you are talking COSTCO and I don't shop there. Please fill me in!
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GrumpyCat
Champion Author Alabama

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Message Posted: Feb 15, 2013 2:29:04 PM

I believe the primary value to this site is consumer education. The informed consumer knows prevailing prices and plans accordingly. This site is a good step in that direction but isn't advancing. Prices need to be tagged as to whether there is a cash discount.

Many states tolerate advertising "tax exempt" prices, especially for diesel. When numbers are copied on to this site the informed consumer really needs to know if it is the tax exempt price or full tax consumer price. Those who are familiar with a particular station will know if the advertised price is tax exempt, but not those passing through.

Bought fuel at one major truck stop chain in Indiana. Pump was plainly labeled, "Price Includes All Taxes" but inside they added taxes. Wrote nasty letters including photos but got no reply.
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1OILMAN
Champion Author Alabama

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Message Posted: Feb 15, 2013 2:18:32 PM

I just buy from one of my stations so I really don't have a dog in this hunt. But if your ultimate goal is to drive down prices STOP using credit cards. I pay the CC companies 3X what I make. Thus I could double my salary and still drop my prices without credit card fees. Imagine that.
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iceywarm
Rookie Author Greensboro

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Message Posted: Feb 15, 2013 2:14:24 PM

In North Carolina certain areas make that Illegal :(

Sucks :D
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OceanArcher
Champion Author Mississippi

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Message Posted: Feb 15, 2013 2:08:37 PM

Besides, they ran a poll here on GasBuddy recently ... the response showed that more than 3/4 of the drivers on the road pay either the "cash price", or "a couple cents more". Basically, ya can't even buy a sodapop with the difference
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PithyOpiner
Champion Author Stockton

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Message Posted: Feb 15, 2013 12:40:25 PM

I don't buy at stations where they post two separate prices. So, you will have to fight this battle without me.
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tkawashima
Champion Author Honolulu

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Message Posted: Feb 15, 2013 9:47:30 AM

credit
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toms1120
Champion Author Maryland

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Message Posted: Feb 15, 2013 9:46:30 AM

Credit Card or noted otherwise.
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grim_farva
Champion Author Kansas

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Message Posted: Feb 15, 2013 9:02:36 AM

most places are the same for cash and credit
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WES03
Champion Author Maryland

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Message Posted: Feb 15, 2013 8:46:48 AM

GasBuddy is about saving money. I post whatever is the cheapest, which is usually the cash price.
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MertieMan
Champion Author Lexington

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Message Posted: Feb 15, 2013 5:12:14 AM

We report the cash prices in this area because they are the same as credit card purchases.
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vulcan96
Champion Author Ohio

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Message Posted: Feb 15, 2013 2:43:03 AM

debit
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pbarbee
Champion Author North Carolina

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Message Posted: Feb 15, 2013 2:29:37 AM

Credit or BOTH
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olympusman2004
Champion Author Maryland

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Message Posted: Feb 15, 2013 12:25:25 AM

CREDIT
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sjhman
Veteran Author Atlanta

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Message Posted: Feb 15, 2013 12:20:45 AM

it depends how much a different the cash/credit price is for me.
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HeavyDuty_cache
Champion Author Omaha

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Message Posted: Feb 15, 2013 12:13:35 AM

A few stations around me give a discount for cash but their signs show the normal price for credit.

Most of the truck stops on the interstate around here charge 5ยข + for credit on diesel fuel.
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mr_thumper
Sophomore Author Fresno

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Message Posted: Feb 14, 2013 11:08:59 PM

gazol said, " I think that Credit prices would be more useful to most participants."
I don't agree with that. I think more people are paying with cash our using a debit card than those using a major oil company card. I also think, as prices continue to rise, you will see the oil companies competing for card users.
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Sneakers55
Champion Author Houston

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Message Posted: Feb 14, 2013 10:57:24 PM

Most of the stations around here don't have cash prices in the first place. They have gift card prices. Their cash prices are the same as their credit prices.
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TxJeans
Champion Author Tampa

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Message Posted: Feb 14, 2013 7:33:12 PM

First, there is a very obvious reason that the prices are CASH besides the fact that cash price is almost always the same or cheaper than credit. In MOST states other than CA, the price posted at the street is the CASH price if there is a cash/credit difference. In fact, around here, you rarely see more than the REG, or REG + Diesel.

So, even if the PTB would provide two sets of fields - one for cash and one for credit there will still be a problem with wrong prices in the wrong field. Therefore, I have suggested that 1) comments are durable until actively erased by another poster (since many use the site and don't bother to post comments -- or even post), and 2) make a durable flag to show it is a dual priced station and buyer beware.

The PTB at GB have responded in other threads and have pretty much said we are stuck with what we have. It seems the bulk of programming goes to silly AP awards these days, so don't hold your breath for any flag for these stations tied to the MSL.

Just do your best to report as many accurate prices according to the site rules as you can.
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Gas_Buddy
Champion Author Maryland

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Message Posted: Feb 14, 2013 6:35:28 PM

The simple reason that cash prices are posted is because, if you're looking for the lowest prices generally available, then cash prices are generally the lowest priced option. Nothing prohibits a credit card holder from paying cash in order to get the lowest price generallTy available.

Posting the cash price and "knowing if a gas station charges more for credit" can easily be done by indicating a credit price difference in the comments sections. What you're asking for is what used to be the standard posting process, one the moderators thought less useful than the current cash price posting.

But, because you wrote " I think that Credit prices would be more useful to most participants using Gas Buddy", let me be somewhat cynical for a moment. In more than eight years of membership, you've posted a little more than one gas price per week. If you want to help your fellow members, rather than continue the back and forth discussion (started in many other threads) about cash versus credit, post gas prices. Period. Post what the website asks for, and then wait for the (eventual) revamping of the website to accommodate what every member wants. At least you'll be adding to the knowledge base of other Gas Buddy members in the California area, enabling them to be smarter shoppers. But that's just my opinion.
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